IN Murrysville Summer 2019 | Page 22

The Area’s Finest Communities Discover Suncrest Homes Serenity Pointe, Murrysville – 1 Lot Remaining Siena Ridge, Murrysville NEW – Sterling Oaks, Penn Township Carriage Homes Now Available Allegheny Woodlands, Apollo New Patio Homes Coming SOON ~ Award Winning Builder ~ ~ Custom and Semi-Custom Homes ~ ~ Remodeling and Room Additions ~ ~ Proudly Celebrating 32 Years of Outstanding Personalized Service ~ suncresthomespa.com 724-327-1844 “Creating homes for YOUR style, comfort and enjoyment” Looking to buy or sell a home? Give me a call today! 412-491-7631 Roxanne Mirabile (O): 724-327-0444 x243 (C): 412-491-7631 [email protected] ©2019 BHH Affiliates, LLC. An independently owned and operated franchise of BHH Affiliates, LLC. Berkshire Hathaway HomeServices and Berkshire Hathaway HomeServices symbol are registered service marks of HomeServices of America, Inc.® Equal Housing Opportunity. Information not verified or guaranteed. If your home is currently listed with a Broker, this is not a solicitation. 20 724.942.0940 TO ADVERTISE ❘ icmags.com 1. BUYING: Is buying always the better option over renting? This is a debate often discussed within the real estate market and the answer depends on a variety of variables including location, financials and length of time in the home. In general, it is advised to purchase a home if you plan to spend more than two years there. Not sure how long you’ll be in your home? Find the break-even point between renting and buying to help guide your decision. 2. BUYING: Be sure you can afford more than just the mortgage. Getting preapproved for a mortgage gives the buyer a sense of how much house he or she can afford, but don’t presume this figure to be your only monthly payment. Keep in mind costs that may not be as evident, such as utility bills, taxes, homeowners association dues, mortgage insurance and money needed to furnish your home. On top of that, consider closing costs (about 3-5 percent of the cost of your home) and the potential of paying private mortgage