INDUSTRY INSIGHT
TITLE INSURANCE
SPONSORED CONTENT
Blue Sky Closing Services, Inc. Serving Allegheny & The Surrounding Counties
When Do You Need to Call a Title Insurance Agent?
Most people don’ t know that, in Pennsylvania, they can choose their title insurance company / agent. You need a title insurance agent when you are buying or refinancing a residential or commercial property. Whether you are getting a loan or purchasing with cash, you should call a title insurance / closing company to handle the paperwork. An attorney is not required to assist on real estate transactions in PA. Blue Sky Closing Services“ clears title” by ordering the necessary lien certificates from the township and a title search from the county records office. Additionally, we communicate with all parties of the transaction, including buyer, seller, realtors, lenders, mortgage brokers, attorneys etc., to be sure that all bills are accounted for on the closing statement. We prepare financial and legal documents, including Settlement Sheets, Deeds, Notes and Mortgages and we perform the real estate closing transaction. Ultimately, it’ s our job to make sure the buyer is not inheriting any prior owner issues like judgments, delinquent taxes or unpaid mortgage liens. Most closings are held, conveniently, in our Bethel Park office or a realtor’ s office, of choice. After closing, we record the Deed and Mortgage so that they become public record, and we prepare the final title insurance policy. This policy can only be purchased at the closing and is good for the lifetime that you own your home. A title insurance policy is not the same as a homeowners Insurance Policy.
How Do You Select a Title Insurance Agent or Closing Company?
Anytime you want to vet a potential service provider, you should, first, check online reviews. Blue Sky Closing Services has an A + rating at the Better Business Bureau. Second, you should ask your realtor and lender for recommendations on a title insurance agent. However, beware. Some companies have affiliations with third party vendors and get paid a referral fee for your business. Blue Sky Closing Services, Inc. is not affiliated with any real estate office or mortgage company. Therefore, the service is authentic. The closing timeline is not pressured by outside sources and the client’ s satisfaction and clear title are paramount in our relationship with you. I am the President of Blue Sky Closing and have been a licensed title agent since 2004. I have,
successfully, closed thousands of real estate transactions, over many years, and possess the experience and knowledge to get you to the closing table on-time and hassle-free.
What Happens After I have a Signed Contract?
A buyer should always let their realtor and lender know, upfront, what title company they would like to use. However, it’ s ok to wait until a contract is in place. Once you have found the house of your dreams and agreed to the terms through an executed Agreement of Sale, you only need to get the contract to our office, and we will get started ASAP. If you notice, there is a line in most real estate contracts that reads“ Within 7 days from the Execution Date of this Agreement, Buyer will order, from a reputable title company, a comprehensive title report on the Property.” As one of the most trustworthy title companies serving Allegheny and surrounding counties, Blue Sky orders the title search immediately in preparation of your closing date. We keep in touch, proactively, by email and have a cross-trained staff, without voicemail. When you call Blue Sky, you get a person! Blue Sky is committed to your privacy, your closing experience and the product that we sell, title insurance.
2940 South Park Road,
Bethel Park, PA 15102 blueskycsi. com 412.595.7263
Katie McGurk Mannarino is the President of Blue Sky Closing Services, Inc. She has closed thousands of residential and commercial real estate transactions over 25 years and is a trusted member of the real estate community. Ask your realtor about Blue Sky Closing Services, Inc.
Paige Swindell, Maronda Cindy Rack, Keller Williams
Roberta“ Mitzi” Allen, Remax
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