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our ess d in est s... R’ S E!
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OUR ESS D IN EST NS...
UR’ S E!
REACHING YOUR TARGETED CUSTOMERS HAS NEVER BEEN EASIER.
The facts
speak for themselves! LET ME MAKE
Direct Mail remains the
YOUR single most DREAM cost effective OF method of advertising for
OWNING reaching customers A HOME within your community.
A REALITY
Contact us at 724.942.0940
Clayton Thaman, REALTOR NORTHWOOD REALTY SERVICES Office( 412) 262-4090 Mobile( 412) 759-2576 995 Beaver Grade Rd, Suite C-1 Moon Township, PA 15108 CTHAMAN @ NORTHWOOD. COM
WE GET YOU NOTICED...
REAL ESTATE SPECIAL SECTION
WE GET YOU NOTICED...
What First-Time Homebuyers Should Know
Last year was a great year for new homebuyers. According to the National Association of Realtors, about 35 percent of the homebuying market was made up of first-time buyers. Yet, each year is not created equally in the mortgage industry and real estate market. Changes happen frequently and it is often hard to keep up. If you’ re looking to break into real estate for the first time, here are some insights into how to navigate the market.
SAVING.
Step number one for a first-time homebuyer should always be saving. Take a look at your current finances. It’ s recommended that your mortgage payment not exceed 30 percent of your gross monthly income. See where you can cut back spending to put away a little extra out of your paycheck every month for your new home. Not only can this cash go toward a down payment, but most likely you’ ll need furniture, appliances Right, and decorations in your to furnish your new home. Don’ t just calculate the amount of money needed for a down payment. Keep in mind the unforeseen expenses customer such as home’ s repairs home, agent fees! and closing costs. You can never save too much!
Contact us at 724.942.0940 for 1. advertising Mortgage. information.
Applying for a mortgage can be an intimidating process, but if you prepare accordingly, you’ ll be happy with the outcome. According to LendingTree. com, mortgage lenders are allowing higher debt levels for borrowers with lower down payments( as little as 3 percent on a conventional mortgage loan). You may not need the typical 20 percent down that was required of homebuyers a few decades ago. If your debt-to-income ratio is high, you may not have to worry. Mortgage companies are making it easier for borrowers with more debt to still qualify.
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2. Mortgage rates and tax limits.
Unfortunately, not all news is good news for first-time buyers. Mortgage rates are predicted to continue to rise in 2018, expected to reach 5 percent toward ent ome. iled, zines
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Right in your customer’ s home!
Contact us at 724.942.0940 for advertising information.
Right in your customer’ s home!
Contact us at 724.942.0940 for advertising information.
26 724.942.0940 TO ADVERTISE ❘ icmags. com