GET RATES AS LOW AS*
2.74
%
APR
F O R 1 0 Y E A R S
* Annual Percentage Rate ( APR ) shown is lowest possible APR & includes 1 / 4 % discount for automatic payments , e-statements and a Visa . Interest rate based on creditworthiness , term , lien position and equity in home . Loan must include at least $ 5,000 new money to the credit union . Maximum loan $ 200,000 . Subject to credit approval . Limited time only ; restrictions and conditions apply . Rates subject to change . Consult your tax advisor regarding tax deductibility of interest . Payment and Rate examples are based on a first lien position on your primary residence : Monthly payment on a $ 50,000 loan at 2.740 % APR for 60 months is $ 892.66 . Monthly payment on a $ 50,000 loan for 96 months at 2.740 % APR is $ 580.60 . Monthly payment on a $ 50,000 loan at 2.740 % APR for 120 months is $ 476.84 . Monthly payment on a $ 50,000 loan at 3.490 % APR for 180 months is $ 357.23 . Examples do not include escrows for property taxes or insurance premiums which you will be required to pay separately . [ 2 ] Closing Costs : The credit union will pay the typical closing costs at time of loan funding . You may be required to pay the cost of the property valuation upfront . This will be refunded after your loan is closed . No fees will be refunded if the loan does not close . Property valuation typically ranges from $ 75 to $ 500 for a single-family home . The following items are not included in the closing cost paid by the credit union : any deed changes or title charges paid to an attorney if necessary , outstanding real estate taxes or homeowner ’ s insurance , and starting escrow balance for taxes and / or insurance if included in your loan . Closing costs will not be paid by the credit union if your home is listed for sale or you have received this promotion within the last six months . Equal Housing Lender . NMLS # 447022