IN Millcreek Winter 2018 | Page 47

INDUSTRY INSIGHT SENIOR LIVING SPONSORED CONTENT If you would like to learn more about senior living options and the CCRC option specifi cally, please call Springhill Senior Living at 814.860.7042. Plan a tour of the community or have lunch on Springhill in the café with residents. Educate yourself for your future! services include personal care or assisted living, memory support, skilled nursing and rehabilitative services, and in-home care. 55+ Communities – Independent with Amenities Age-restricted communities provide apartments and homes for people who are active and independent, but want to relieve themselves of home maintenance. These communities typically have common spaces or a club house. Some off er planned events and scheduled transportation. Residents pay rent or a mortgage, depending on the community’s structure, and a monthly service fee. Some communities provide a la carte services for laundry, dining, and in-home care, but typically they do not provide personal care or assisted living and health care services. Do You Know Your Options for Senior Living? H ow do you know which senior living option is right for you? Senior neighborhoods and apartments, continuing care retirement communities, personal care or assisted living and nursing homes — it can be challenging to understand each option and whether it meets your needs. Springhill Senior Living has prepared this helpful guide to help you make the right move for your future. Continuing Care Retirement Communities (CCRCs) – Independent with Health Care for Future CCRCs provide apartments and homes for people who are still active and independent, but who want to relieve themselves of home maintenance, are seeking a more social environment, or are coping with a health condition. Similar to a college campus, CCRCs provide such amenities as a fi tness center and pool, and such on-site services as dining, banking, continuing education, events, and scheduled transportation. Residents pay a one-time entrance fee and a monthly service fee. They do not own their home. CCRCs provide a continuum of health services on campus to which residents have priority access and help coordinate care. Health Personal Care and Assisted Living – Challenges with Daily Living Tasks & Safety Concerns Personal Care and Assisted Living communities off er graduated levels of services and prices for people who are having trouble performing such daily tasks as getting dressed, bathing, eating, cleaning, medication management, and perhaps moving about safely. These communities also assist with someone who has a health issue such as diabetes, an ostomy bag or early-stage memory loss. A good rule of thumb is that residents should be able to be safe for several hours on their own and able to act if they are in danger. If a parent is facing signifi cant cognitive decline, is unable to feed him/herself, or does not meet the safety criteria above, he/she typically needs skilled nursing care. Medicare, Medicaid and health insurance do not cover personal care or assisted living care. Those with long-term care insurance may receive some reimbursement. Nursing Homes – Complex Medical Care & Safety Concerns Skilled nursing centers, commonly called nursing homes, provide short-term rehabilitative care for adults following surgery or stroke, and long-term care for those who meet specifi c medical criteria. In general, nursing homes are for people who require two people to transfer them from their wheelchair to bed, bathroom, etc.; have a serious clinical need or late-stage memory loss and related conditions; or would not be able to recognize danger or access help from behind a closed door. In many cases, Medicare covers short-term, post-operative stays at nursing homes. It does not cover long-term care. Medicaid does cover long-term care, but only if the resident meets specifi c medical criteria and has few fi nancial assets. Those levels vary by state. MILLCREEK ❘ WINTER 2018 45