INDUSTRY INSIGHT
SENIOR LIVING
SPONSORED CONTENT
If you would like to learn more about senior living
options and the CCRC option specifi cally, please
call Springhill Senior Living at 814.860.7042.
Plan a tour of the community or have lunch on
Springhill in the café with residents. Educate
yourself for your future!
services include personal care or assisted living, memory support,
skilled nursing and rehabilitative services, and in-home care.
55+ Communities – Independent with Amenities
Age-restricted communities provide apartments and homes
for people who are active and independent, but want to relieve
themselves of home maintenance. These communities typically
have common spaces or a club house. Some off er planned events
and scheduled transportation.
Residents pay rent or a mortgage, depending on the
community’s structure, and a monthly service fee.
Some communities provide a la carte services for laundry, dining,
and in-home care, but typically they do not provide personal care
or assisted living and health care services.
Do You Know
Your Options for
Senior Living?
H
ow do you know which senior living option is right for you?
Senior neighborhoods and apartments, continuing care
retirement communities, personal care or assisted living and
nursing homes — it can be challenging to understand each option and
whether it meets your needs. Springhill Senior Living has prepared this
helpful guide to help you make the right move for your future.
Continuing Care Retirement Communities (CCRCs) – Independent
with Health Care for Future
CCRCs provide apartments and homes for people who are still
active and independent, but who want to relieve themselves of home
maintenance, are seeking a more social environment, or are coping
with a health condition.
Similar to a college campus, CCRCs provide such amenities as a
fi tness center and pool, and such on-site services as dining, banking,
continuing education, events, and scheduled transportation.
Residents pay a one-time entrance fee and a monthly service fee. They
do not own their home.
CCRCs provide a continuum of health services on campus to
which residents have priority access and help coordinate care. Health
Personal Care and Assisted Living – Challenges with Daily
Living Tasks & Safety Concerns
Personal Care and Assisted Living communities off er graduated
levels of services and prices for people who are having trouble
performing such daily tasks as getting dressed, bathing, eating,
cleaning, medication management, and perhaps moving about
safely. These communities also assist with someone who has
a health issue such as diabetes, an ostomy bag or early-stage
memory loss.
A good rule of thumb is that residents should be able to be safe
for several hours on their own and able to act if they are in danger.
If a parent is facing signifi cant cognitive decline, is unable to feed
him/herself, or does not meet the safety criteria above, he/she
typically needs skilled nursing care.
Medicare, Medicaid and health insurance do not cover personal
care or assisted living care. Those with long-term care insurance
may receive some reimbursement.
Nursing Homes – Complex Medical Care & Safety Concerns
Skilled nursing centers, commonly called nursing homes, provide
short-term rehabilitative care for adults following surgery or stroke,
and long-term care for those who meet specifi c medical criteria.
In general, nursing homes are for people who require two people
to transfer them from their wheelchair to bed, bathroom, etc.;
have a serious clinical need or late-stage memory loss and related
conditions; or would not be able to recognize danger or access
help from behind a closed door.
In many cases, Medicare covers short-term, post-operative stays
at nursing homes. It does not cover long-term care. Medicaid
does cover long-term care, but only if the resident meets specifi c
medical criteria and has few fi nancial assets. Those levels vary
by state.
MILLCREEK
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