IN Millcreek Spring 2020 | Page 71

NIAGARA network Helping People Move Forward with Their Lives. Don’t Get Fooled by Medicare Scams WARNING! M edicare beneficiaries received an extra layer of identity theft protection when Social Security numbers were removed from Medicare cards back in 2018, but since then, con artists haven’t stopped trying to trick seniors receiving Medicare into falling for related scams. 1 GENETIC TESTING CON With the recent popularity of DNA and genetic testing kits, fraudulent DNA testing businesses are targeting Medicare beneficiaries through phone calls, booths at public events, health fairs and door- to-door visits, offering free or no-cost DNA testing. According to widespread scam reports, consumers are told the test, which can be done with a cheek swab, can help detect cancer and a myriad of diseases. If a Medicare beneficiary agrees to the test, he or she is then asked to share Medicare information and to confirm other personal details, which allows the company doing the testing to file insurance claims. In some cases, the cheek-swab test is done in-person, other times a testing kit is sent to your address, and billed to Medicare, even if it was not ordered by a physician or even medically necessary. LEGITIMATE DNA TESTING There are numerous companies that offer DNA testing, for a fee. As a consumer, you will need to initiate services with a legitimate genetic testing company in order to request testing. An unsolicited offer for a free DNA test should signal a red flag! 2 BACK AND KNEE BRACE SCHEMES You get a call saying you qualify for a free back brace or a knee brace – totally paid for by Medicare. The phone number the supposed Medicare representative calls from may even appear to be from a familiar number (a scam tactic called phone spoofing). They repeatedly call until you relent and allow them to submit an order to your doctor for the equipment. Or you may say no, but the company ships the brace anyway and bills Medicare for the unnecessary brace. Continued next page > MILLCREEK ❘ SPRING 2020 69