IN McKeesport Summer 2016 | Page 16

SPECIAL SECTION : Real Estate
Real Estate in

McKeesport Area

* Information from realtor . com / local
Homes for Sale : 247 Median Listing Price : $ 62,900 Median Closing Price : $ 68,950
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BUYING : Is buying always the better option over renting ?
This is a debate often discussed within the real estate market and the answer depends on a variety of variables including location , financials and length of time in the home . In general , it is advised to purchase a home if you plan to spend more than two years there . Not sure how long you ’ ll be in your home ? Find the break-even point between renting and buying to help guide your decision .
BUYING : Be sure you can afford more than just the mortgage .
Getting preapproved for a mortgage gives the buyer a sense of how much house he or she can afford , but don ’ t presume this figure to be your only monthly payment . Keep in mind costs that may not be as evident , such as utility bills , taxes , homeowners association dues , mortgage insurance and money needed to furnish your home . On top of that , consider closing costs ( about 3-5 percent of the cost of your home ) and the potential of paying private mortgage insurance ( PMI ) if you are unable to put 20 percent down on your home .
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BUYING : Getting an inspection can save you money in the long run .
Inspection fees can range from $ 300- $ 500 , allowing some to think they can save money by avoiding an inspection . In almost all instances , this is false . Many issues in a home may go unseen by the untrained eye . If an inspector reveals defects not disclosed by the seller , you are able to negotiate a new offer or rescind altogether . Without an inspection , these potentially costly issues would ultimately fall on the buyer ’ s shoulders .
14 724.942.0940 to advertise | McKeesport Area