IN Hampton Summer 2019 | Page 16

Reservation Deposits Now Being Accepted for 2019 Units!! Welcome to Chestnut Grove 55+ Living At Its Best! TAXES UNDER $3000 per year: County, Township, School OPEN DAILY 12-3 pm • All Brick Starting at $259,900 • 1600 sq ft Living Space • Monthly Maintenance $205/month • Great Relaxing Location near Moraine State Park with Close Conveniences! www.ChestnutGroveLLC.com 724-290-9396 Kelly is a hometown 203 Woodhawk Lane • Butler, PA 16001 girl who loves what she does for a living. Kelly is a hometown Kelly combines her girl who loves what 16 for years of she does a living. experience with Kelly combines her her 16 years market of Shaler experience with her her expertise to make Shaler market client’s real estate expertise to make her transactions smooth client’s real estate and stress free. transactions smooth and stress free. Kelly Kelly Kuzemchak Kuzemchak 412-367-3200 412-367-3200 412.303.1708 (cell) (cell) 412.303.1708 [email protected] [email protected] A member of the franchise system of BHH Affiliates, LLC A member of the franchise system of BHH Affiliates, LLC 14 724.942.0940 TO ADVERTISE ❘ icmags.com 1. BUYING: Is buying always the better option over renting? This is a debate often discussed within the real estate market and the answer depends on a variety of variables including location, financials and length of time in the home. In general, it is advised to purchase a home if you plan to spend more than two years there. Not sure how long you’ll be in your home? Find the break-even point between renting and buying to help guide your decision. 2. BUYING: Be sure you can afford more than just the mortgage. Getting preapproved for a mortgage gives the buyer a sense of how much house he or she can afford, but don’t presume this figure to be your only monthly payment. Keep in mind costs that may not be as evident, such as utility bills, taxes, homeowners association dues, mortgage insurance and money needed to furnish your home. On top of that, consider closing costs (about 3-5 percent of the cost of your home) and the potential of paying private mortgage