IN Cranberry Summer 2019 | Page 22

“A Realtor ® Who is With You Every Step of the Way” As a full time Realtor © & Licensed Agent, I believe my clients choose me because of my easy going approach, my persistence and success in getting them what they want, my resourcefulness, and my ability to build rapport and relationships quickly. With over 25 years in Consumer Product sales I have the background required to navigate a complex process and make it as stress- free as possible and fun! • Consistent Annual Multi-Million Dollar Producer • Leading Edge Society - Top 8% of BHHS Agents Nationally Berskhire Hathaway HomeServices The Preferred Realty Deb Walton SRES ® © Deb Walton, SRES © Realtor Cranberry Township Regional Office 724-776-3686 724-480-6690 [email protected] Find Your Dream Home Here: www.debwaltonrealtor.com Service Exceeding Expectations!!! When purchasing or selling a home in the current real estate market, it is important to have confidence in your real estate professional. My Commitment and over 22 years experience in the North Pittsburgh Real Estate market can provide you with the specialized service you deserve. Mary Ann Brettell Residential Realtor Multi Million Dollar Producer Howard Hanna Real Estate Services 724-452-1100 Office 412-585-2585 Mobile [email protected] maryannbrettell.howardhanna.com 20 724.942.0940 TO ADVERTISE ❘ icmags.com 1. BUYING: Is buying always the better option over renting? This is a debate often discussed within the real estate market and the answer depends on a variety of variables including location, financials and length of time in the home. In general, it is advised to purchase a home if you plan to spend more than two years there. Not sure how long you’ll be in your home? Find the break-even point between renting and buying to help guide your decision. 2. BUYING: Be sure you can afford more than just the mortgage. Getting preapproved for a mortgage gives the buyer a sense of how much house he or she can afford, but don’t presume this figure to be your only monthly payment. Keep in mind costs that may not be as evident, such as utility bills, taxes, homeowners association dues, mortgage insurance and money needed to furnish your home. On top of that, consider closing costs (about 3-5 percent of the cost of your home) and the potential of paying private mortgage