IN Cranberry Summer 2018 | Page 11

INDUSTRY INSIGHT INSURANCE SPONSORED CONTENT 7 Reasons An Independent Insurance Agency Is The Perfect Fit For You Have You Experienced The ‘Independent Difference’ Yet? F rom auto, home and life insurance to the complexities of covering a business, searching alone for insurance coverage that fits you and your unique needs can be a confusing, frustrating burden. Rates go up without reason, claims come when they’re least convenient, and reading your policy can sometimes feel like staring into a swirling bowl of alphabet soup. Adding to the confusion are all the mega-brand coverage providers barking at you from every commercial break, billboard and online banner with promises of vague special discounts and competitive rates. So what’s a busy individual like you supposed to do? Some people simply pick the brand they know best—usually a big national insurance company with bottomless marketing budgets— either because their friends and family use them or because their advertising is familiar, well-made and convincing. After all, it seems like most coverage companies are the same, so why not just pick one at random? But what most people don’t realize is that insurance doesn’t have to be a guessing game. Nor does it need to be a long, arduous slog of scouring website after website to find the actual lowest rate. In fact, there’s an option that’s so simple it might surprise you: An independent insurance agency. What’s an independent agency? We’ll cover a lot of that below, but stated as simply as possible, it’s a local insurance office that provides policies from a multitude of companies rather than just one. What makes that such a big deal? Well, let’s go over a few of the biggest reasons: WE SHOP MORE THAN 40 COVERAGE PROVIDERS FOR YOU What if someone went to the store for you and found the best deals on exactly the things you need while you relaxed in the comfort of your own home? That’s basically what an independent agency does. Only, instead of groceries or clothes, we browse aisles upon aisles of quality, top-rated insurance providers to find you the best price on a policy that meets your exact coverage needs. Rather than re-entering your information into a dozen different quoting sites, you just answer a few questions for us and we do the rest. Imagine the time and money an independent agency like Rupp- Fiore Insurance can save you with a roster of over 40 available national and regional coverage providers (including big name brands like Travelers and Progressive). It would take months to shop that many carriers one by one on your own. YOU GET LOWER, MORE COMPETITIVE RATES Because independent insurance agencies aren’t obligated to sell just one company’s policies, they can offer you quotes on policies from a variety of companies, each with its own policyholder preferences and rating methods. Things like past accidents, bad credit or youthful drivers are less of a liability with some companies compared to others, and will t