their own business, just like I was, so they do what they
need to do,” Hoeltzel said. “I’ve been in their shoes and I
know that business and lifestyle. I know how much you
put into it, what it’s worth and how hard it is to expand
it and make the business grow. But, in dealing with all
of that day in and day out, they tend to not see how
important things like disability insurance are.”
With the business owners he serves disability
insurance could make or break them in the event of
even a small accident.
“One little thing could go wrong—you could smash
your hand in a car door and be out of work for a
month. Or you could be in a car accident and be out
for an even longer time, healing and going through
physical therapy,” he said. “Meanwhile, you’re out of a
career because when you’re a small business owner,
the only person turning the lights on every day is you.
Personal disability insurance can help protect you and
your family, whether you’re out for a few months or a
few years.”
As a father, Hoeltzel also enjoys helping families
like his plan for a bright and successful future. From
401(k) plans to college savings strategies, helping
families take steps to become more financially secure,
no matter what life event gets thrown at them is
something he enjoys as a professional.
“I love helping fellow parents with preparing for
their kids’ futures, giving them a direction and a sense
of what to do as far as college strategies and the next
stage after that,” he said. “Hopefully, they’re not moving
back in after college, but we can create a strategy for
that too.”
Hoeltzel typically meets with clients on an annual
basis, but is happy to meet more frequently to fit
whatever schedule or situation his clients may have. He
also advises that life-changing events, such as the birth
of a child or grandchild, changing jobs or moving into a
new home, are perfect times to schedule a meeting to
review your financial situation and see how your new
lifestyle meshes with your current strategy.
“If you’re moving, for example, there could be tax
implications involved in that move that you’re not
anticipating. With a new job, you may have a 401(k) to
roll over or a new health insurance situation that you’re
not familiar with that could impact your bottom line,”
Hoeltzel said. “At Prudential, we stress the importance
of a holistic approach to your financial well-being, so
every aspect of your life can come into play so that we
can devise streamlined and efficient solutions that work
for you.”
What’s more, if there’s not a solution in Prudential’s
toolbox to suit your financial needs, Hoeltzel can shop
around to different providers on your behalf.
“We can offer outside products because, at the end
of the day, it’s our goal to find the right solutions for the
client, not just our solutions for the client,” he said.
For more information on Financial Professional Jason
Hoeltzel, including all the ways he can help you or your
business build financial success and independence, visit
his website at prudential.com/advisor/Jason-Hoeltzel.
You can also contact him directly at 724.799.2876 or
email him at [email protected] to set up
your complimentary consultation today. His office is
conveniently located at 5000 Stonewood Drive, Suite
210, Wexford, 15090.
Hoeltzel is licensed in life, accident and health
insurance and has Series 7 and 63 registrations. Jason
Hoeltzel offers insurance and securities products
and services as a Registered Representative of Pruco
Securities, LLC (Pruco) and an agent of issuing insurance
companies. Disability income insurance is issued by
unaffiliated insurers and sold through Prudential
Insurance Agency, LLC (PIA). Availability varies by carrier
and state. 1026160-00001-00
Life insurance and annuities are issued by The Prudential Insurance Company of America,
Newark, NJ. Securities products and services are offered through Pruco Securities, LLC (Pruco)
(Member SIPC).
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