IN Chartiers Valley Spring 2014 | Page 31

INDUSTRY INSIGHT Wealth Management SPONSORED CONTENT ‘Cutch’ and Stocks — any correlation? LOOKING FOR SIMILARITIES BETWEEN BASEBALL’S MVP AND STOCK MARKET AVERAGES By Daniel L. Henry pen this article in late frigid wind A stoIand below, I’m lookingJanuary, withMeanwhilethechills dipping -30 forward to the start of 2014 baseball season warmer weather in the ‘burgh. my nephew Philip is in Bradenton, Fla., for six weeks, employed by the Pittsburgh Pirates, experiencing no winds and 75 degrees! For the rest of us northerners, button up your coats while we take a quick look back at the phenomenal year that 2013 was for U.S. stocks and also for our beloved Pirates star, Andrew McCutchen. The S & P 500, which is an index comprised of 500 stocks chosen as an indicator of large company U.S. equities, opened 2013 trading at 1,426 and closed on Dec. 31, 2013, at 1,848. Considering the impact of dividends reinvested, the index gained over 32%. Meanwhile “Cutch,” the face of the Pirates franchise, had an equally spectacular year. He led our Buccos well past the elusive “hold our breath until we break .500 moment,” to a regular season record of 94-68 and a Wild-Card home playoff game win! For his individual efforts, he was voted the 2013 National League’s Most Valuable Player. While there are many terrific aspects of his game, let’s just consider one; his batting average in the ’13 season was .317. Let’s crunch a few numbers to see if we can correlate Andrew’s batting average to the S & P 500. Cutch has 2,751 total at-bats since entering the big leagues in 2009 and his career average is .296. His lowest year at the plate was 2011 when he managed to hit only .259, yet was followed by his best year 2012, a significant raise to .327. Thus, relative to his career average, he usually hits 10% above or below it in a given year, which we will call his “standard deviation.” Turning to the S & P 500, let’s summarize its past 10 calendar years. This, of course, is twice the length of Andrew’s five-year career to date, yet if each trading day may be considered an at-bat, the number of S & P days over 10 years is very close to Andrew’s career at-bats. The S & P 500’s “average performance” over the past 10 years is 7.41%. Its best year over that span was 2013, when it posted a gain of 32%, which is nearly 25% points above the average. Its worst year was 2008, a loss of 37%, which is nearly 45% points below. Its true statistical standard deviation over the past decade is 14.62%. What is the relevance of these comparisons? While we cannot guarantee the performance of a baseball star or of the financial markets going forward, we can look back and see what their performance has been over meaningful time periods and consider what the normal range above or below that average is. Has Andrew ever gone 0 for 4 in a game? Had a bad week? Even a poor month? Of course he has, yet conversely, he has also had stellar individual games, weeks and months of any season. During downturns, even the most fickle Pirates fan would not dare consider trading him! We’ve just ended a 10-year stretch in the S & P when during the dire bottom, many investors opted to trade in their stocks for the perceived “safety” of cash. Those who held on were rewarded with a major comeback and a decent decade, which averaged 7.41% per year. Calendar year 2014 represents a “new season” in the financial markets and after the first month of 2014, so far, no good! The S & P is down 2.7%, which would be like Andrew going hitless in his first three-game series. Some nervous investors are already thinking of paring down, or eliminating altogether, their diversified, long-term-oriented equity positions. I believe that long-term investors should chalk up the start of 2014, regardless of how long its “slump” lasts, as a bad start of what should be a promising season. I trust that if Andrew faces tough sledding early in the 2014 campaign, the Bucs faithful will continue to chant “M-V-P” at each plate appearance. )M