WHY CHOOSE MARY EVE KEARNS ? SHE IS A PROFESSIONAL .
• Top 1 % in Sales for Howard Hanna Real Estate Services for over 20 years
• Sales Leader in the Howard Hanna ’ s Peters office for over 20 years
• Presidents Circle and Champion ’ s Club
WHAT MY CLIENTS ARE SAYING
“ Mary Eve is an amazing realtor ! She is incredibly knowledgeable about the area and what is available . She is very low key and supportive and let me do what I needed to do to make sure that I was comfortable with my choice .” — Marcia M .
Big Z
• Proven track record of success with over $ 385,000,000 million in homes sold !
• Over 1480 Homes Sold !
• Personalized service is my # 1 priority
“ Very good communication . Always available to answer questions . Knowledgeable and consideratre .” — Jennifer S .
“ Excellent . She was fantastic and handled everything efficiently .” — Gloria B .
FIND OUT YOUR HOME VALUE GO TO : HOMEVALUE . HOWARDHANNA . COM / MARYEVEKEARNS
PETERS TOWNSHIP OFFICE CELL : 412.889.7244 | OFFICE : 724.941.8800
MARYEVEKEARNS . HOWARDHANNA . COM
Shingle • Slate • tile & Flat RooF RepaiR SpecialiStS
• Gutters • Siding • Chimney Repairs • Brick Pointing
• Painting & Plastering • Pressure Washing
• Free Estimates
• Fully Insured 412
• Gold Award Winner
BBB
RooFInG
GeorGe Zubasic
Since 1976
• RepaiRS & ReplaceMentS •
Call or Text A + Rating
• 580 • 3985
ADVERTISE HERE .
Contact us at 724.942.0940
PA025689
EDUCATION SPECIAL SECTION FALL 2024
flow of these systems and to problem-solve and troubleshoot when issues arise within them .
• Electrician – Training to become an electrician takes about as long as it takes to get a bachelor ’ s degree and a license , but this job training pays for itself along the way . If reading blueprints and installing or repairing wires and other electrical components interests you , this career might be electrifying !
• Landscape Designer – If you enjoy the outdoors and gardening , look into the work of landscape designers . These professionals offer plans for designing outdoor spaces in residential and commercial settings that consider environmental challenges , features that are meant to be emphasized , and overall aesthetics .
• Respiratory Therapist – Respiratory therapists work with patients who have breathing difficulties , and may aid in emergency situations such as drowning , heart attack , or shock . They assess patients ’ respiratory needs and make sure they ’ re receiving proper care and treatment .
• Dental Hygienist – Smile ! Your career could be in making teeth brighter . Dental hygienists work to clean teeth , take x-rays , and educate patients on oral health . They are also ranked among the most satisfied workers . You ’ ll need an associate degree to pursue this career .
• Ultrasonographer – After obtaining an associate degree , ultrasonographers go on to administer ultrasound imaging for patients , review and process images for physicians , and operate and maintain imaging equipment .
TYPES OF EDUCATIONAL LOANS
Getting accepted into a college or university is one of the most exciting times of a student ’ s life and is the first step in shaping a variety of careers . Many institutions offer grants or scholarships to assist with the cost of postsecondary education , but often these are not enough . Student loans provide financial assistance for students to cover the fees associated with attending a college or career school , including tuition , supplies , books , and living expenses .
There are several types of loans available including need-based , nonneed-based , state , and private .
Need-based loans are offered to students who are unable to pay the amount needed to cover all costs to attend college . The need is determined by the Free Application for Federal Student Aid ( FAFSA ), which can be completed online at no cost . Need-based loans are available as a Federal Direct Subsidized Loan , provided interest-free while in college .
If the FAFSA determines that a student is ineligible for a need-based loan , non-need-based loan options are available as a Federal Direct Unsubsidized Loan or Federal Direct PLUS Loan . Unsubsidized loans may continually accrue interest , leading to owing even more money when it comes time to start paying off the loan . Direct PLUS Loans provide graduate students or parents the opportunity to borrow the total cost of attending college , minus other financial aid received .
Unlike the loans mentioned above that are sponsored by the federal government , state and private loans are sponsored by banks , colleges , foundations , and state agencies . The U . S . Department of Education manages all college loans available by state and requires students to be in-state residents or enrolled in a college in that state . Private loans are an option for borrowers but come with terms and conditions that may not be as favorable as federal loans . Private loans also require a cosigner who is responsible for repaying the money if the student fails to do so . n
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