Income Advantage ^SM IUL and Life Protection Advantage ^SM IUL

Simple , Flexible Indexed Universal Life Products from a Strong Company

Whether your clients are looking for protection or are focused on accumulation , Mutual of Omaha ’ s IUL products are a perfect fit . We offer a simple design with competitive rates and caps , and a selection of riders that allows for even more personalization .

With a fully-underwritten IUL policy from Mutual of Omaha , clients can expect :

• Simple design . We use a straightforward annual point-to-point crediting method that is easy to explain to your clients .

• Minimized risk . We offer a zero percent floor ; plus , we cap our index loan charge — most carriers don ’ t

• Peace-of-mind . A Guaranteed Refund Option helps clients feel secure knowing they can get a refund if needed

Rates & Caps do Make the Difference

Income Advantage

Life Protection Advantage

100 % Participation

100 % 10 %

100 % 8.5 %

Higher participation / lower cap

140 % 7 %

140 % 6 %

Lower participation / no cap

50 % Uncapped

40 % Uncapped

• Versatility . Clients can choose to add our new Long-Term Care rider ; and , for those who don ’ t qualify for ( or purchase ) the LTC rider , we automatically add the Chronic Illness rider at no additional charge

Participation rates and caps as of July 2021 .

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For producer use only . Not for use with the general public . 604513

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