ID Trends Summer 2022 - Page 2

2 ID Trends NAILBA

Help families protect the ones they love

Discover Term Life Insurance from Pacific Life
Of all the ways you can make a difference , helping your clients secure their financial future is one you can feel really good about . PL Promise Term 1 provides death benefit protection , with the value , convenience , and strength you can rely on from Pacific Life .
VALUE
Competitive premiums for 10- , 15- , 20- , 25- , or 30-year terms with pricing advantages for less than perfect health and monthly premium payments .
CONVENIENCE
Up to $ 2 million in coverage with no medical exams 2 and an all-digital process to make it easier to get the coverage your clients need .
STRENGTH
Option to upgrade to a strong conversion product with return of premium feature and early-conversion incentives , backed by the financial strength of Pacific Life .
1 Policy form # P16LYT or ICC16 P16LYT and S16LYT 10 , S16LYT 15 , S16LYT 20 , S16LYT 25 , or S16LYT 30 , based on level premium period chosen and state of policy issue . 2 The issuance of the policy may depend upon answers to health questions contained in the application .
This ad is intended for Financial Professional use only . If you are not a Financial Professional , please visit our public website at www . PacificLife . com . Pacific Life is a product provider . It is not a fiduciary and therefore does not give advice or make recommendations regarding insurance or investment products . Pacific Life refers to Pacific Life Insurance Company and its affiliates , including Pacific Life & Annuity Company . Insurance products are issued by Pacific Life Insurance Company in all states except New York and in New York by Pacific Life & Annuity Company . Product availability and features may vary by state . Each insurance company is solely responsible for the financial obligations accruing under the products it issues . Insurance products and their guarantees , including optional benefits and any crediting rates , are backed by the financial strength and claimspaying ability of the issuing insurance company . Look to the strength of the life insurance company with regard to such guarantees as these guarantees are not backed by the broker-dealer , insurance agency , or their affiliates from which products are purchased . Neither these entities nor their representatives make any representation or assurance regarding the claims-paying ability of the life insurance company . Life insurance is subject to underwriting and approval of the application and may incur monthly policy charges . Pacific Life ’ s Home Office is located in Newport Beach , CA . 18-144A
Help Protect What Matters Most
Contact us at ( 844 ) 238-4872 , Option 3 or LynInternalSales @ PacificLife . com