Huffington Magazine Issue 8 | Page 45

CAPITOL HILL National Taxpayers Union, said many of his group’s members also favor reforming another lush congressional benefit: pensions. While employees around the country are watching their retirement benefits vanish, congressional pensions remain generous— two to three times more than what similarly-salaried private-sector workers typically get, according to Sepp. After five years of service, lawmakers who are 62 or older can draw lifetime income. The longer they serve, the greater the proportion of their salary they receive, up to 80 percent if a member has put in 32 years or more. “It is therefore no wonder that taxpayers, who often struggle to provide the most meager of retirement benefits for themselves, find Congress’s package so offensive,” Sepp wrote in an open letter to Sen. Mark Kirk (R-Ill.) in 2011. “This is especially true since the contributions lawmakers provide to the system cover only a fraction of their typical lifetime payouts.” Where does the rest of the money come from to fund lawmakers’ pensions? Taxpayers. Great health insurance has long been another perk of a job in Congress (although the health care HUFFINGTON 08.05.12 reform law will force lawmakers to participate in health insurance “exchanges” like the rest of us in 2014). Until then, members can choose from a variety of plans available to federal employees. They can’t be excluded because of pre-existing conditions, and enrollment doesn’t require a waiting period. By contrast, 74 percent of workers with employer-sponsored health care face waiting periods averaging 2.2 months, according to the Kaiser Family Foundation. After leaving Congress, lawmakers eligible for pensions have been allowed to keep their health insurance, too (another perk that will evaporate in 2014). When all is said and done, the biggest perk a legislator corrals is when he or she finally calls it quits and wanders over to K Street. An influential former senator or chairman of an important committee, for example, can fetch a seven-figure salary as a lobbyist or “adviser.” No fewer than 160 former members of Congress are registered as lobbyists today, according to First Street, a lobbying analytics company. And that total excludes the many former lawmakers, like Tom Daschle and Chris Dodd, who are top advisers to K Street firms