Huffington Magazine Issue 21 | Page 73

KEVIN DIETSCH/POOL VIA BLOOMBERG VIA GETTY IMAGES WRONG TURN Other homeowners say the mortgage company they turned to for help lost documents, didn’t return phone calls and otherwise turned what should have been a simple financial transaction into an existential nightmare, one that sometimes ended in an unnecessary foreclosure. According to one recent academic study, 800,000 families were rejected improperly or booted from the government’s primary homeowner relief option, the Home Af- HUFFINGTON 11.04.12 fordable Modification Program, or HAMP, as a result of errors or misconduct on the part of mortgage companies. Assuming four people per household, that means a population roughly equivalent to the entire metropolitan area where Obama gave his speech, including Phoenix, Mesa and nearby Scottsdale were wrongly pushed toward foreclosure. “Just when I think it can’t get worse something else happens,” said Mary Diab, an Overland Park, Kansas homeowner locked in a three-year battle with JPMorgan Chase that began when she Attorney Gen. Eric Holder left, and Housing and Urban Development Sec. right, look on as Obama speaks about the details of a housing settlement.