Houston Independent Automobile Dealers Association October 2015 Issue: Sales Training

TIADA Dealer Academy 2015 Keeping Your Dealership Legal and Compliant a seminar with Michael W. Dunagan, TIADA General Counsel Author of the standard-setting books, “Dealer Financing of Used Car Sales” and “Texas Automobile Repossession: A Lien Holder’s Legal Guide.” Michael W. Dunagan’s ongoing quarterly compliance seminar features updates on both federal and state regulations with a focus on advanced dealership financing issues. This is the practical side of compliance from the association that understands you have a business to run — and you want to run it right. The seminar will focus on advanced financing concepts, with special emphasis on in-house financing, repossession & bankruptcy issues, OCCC compliance and federal regulations. •C ustomer ID requirements – what is acceptable? • Privacy Notice requirements – do we need a new, custom form? •R isk-Based Pricing – what does the rule require? •C redit Card Convenience Fees – what is allowable? •A dverse Action Rule – who is affected? • Consumer Financial Protection Bureau (CFPB) – what can dealers expect? •B ankruptcy – when do we have to give the vehicle back? • Repossessions – When does the 60% rule apply? Is repo notice required? Do we have to return custom wheels? Do we have to disclose a GPS unit? Sponsored by: Collateral Protection Insurance www.cpiai.com • OCCC Audits – what are the most common mistakes dealers make? • TxDMV Enforcement – advertising violations, title management issues & more PLUS: • Texas Legislative Session – an update on bills that will affect the industry • Q & A – don’t leave until you get all your questions answered by the top industry expert in Texas, Michael W. Dunagan This class has been approved by NIADA as a Certified Master Dealer continuing education course. Monday, October 19, 2015 Corpus Christi, Texas Seminar will be held from 9:00am - 4:00pm Holiday Inn Downtown Marina • 707 N. Shoreline Blvd. • Corpus Christi, TX 78401 361.882.1700 discount pricing for multiple attendees! www.passtimeusa.com MEMBERS – First registrant $149, each additional $99 (Must be from same dealership) NON-MEMBERS – $299 Register online at w w w . t x i a d a . c o m or by phone at 800.442.5944. www.autozone.com Texas Independent Automobile Dealers Association

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