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Christopher Almonte 310.798.5508 Beth Antilla 310.606.8045 David Curry 310.606.8028 Jim Darr 310.798.5518 Todd Fite 310.798.5512 Eric Formiller 310.321.1425 David Gentry 310.798.5507 Karen Georgouses 310.798.5516 Ron Goodlin 310.798.5514 Rick Heard 310.606.8011 Nate Kuchera 310.798.5504 Bree Noble 310.321.1424 Jim Pickett 310.798.5519 Josh Reikes 310.798.5509 Dave Rooker 310.622.1130 Malcolm Stevens 310.321.1423 Marcie Tatman 310.606.8035 Adam Zahn 310.798.5540 30 Year Fixed, NO Points, 3.625% (3.734% APR), $1,500,0001 New Payment: 1-360: $6,946 30 Year Fixed, NO Points, 3.625% (3.734% APR), $417,0002 New Payment: 1-360: $1,901 Payment examples do not include taxes and insurance; actual payment will be greater. Example #1 assumes a 20% down payment loan of $1,500,000 loan amount financed at the rate, APR, term noted above at maximum 80% loan-to-value, 34% DTI, with a 740 credit score and 1 year prepayment penalty may apply. Example #2 assumes a 20% down payment purchase or refinance loan of $417,000 loan amount financed at the rate, APR, term noted above at maximum 75% loan-to-value, 45% DTI, with a 740 credit score and no prepayment penalty. Nothing herein is or should be interpreted as a commitment to lend. All loans are subject to credit and property approval. Rate and Annual Percentage Rate (APR) stated above are as of 3/25/2013. The payments noted above are principal and interest payment. Terms may vary, conditions and restrictions apply. Actual rate for the loan is determined at time of rate lock based upon program and terms requested. Rates and terms are subject to change without notice. NMLS# 401422 ©2013 Bank of Manhattan, N.A.