Home Buyers Guide from Tammy Mitchell Hines & Co. Workbook for Home Buyers | Page 12

Let’s Talk Details…
Items Needed for a Loan Application

The information you provide the lender is
confidential. The application generally takes
place at either the lender’s office or at
Tammy Mitchell Hines & Co Team’s office.
All people who will be on the title as new
owners should be present. The application
normally takes about one hour. At this time,
you will be required to pay in advance for
your credit report (usually $60-75) and the
appraisal (usually $350-450). This is required
by the lender to determine that the amount of
the loan does not ^