Students from outside the UK |
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Studying in England |
Studying in England
If you decide to study all or part of your degree in England then you will need to consider the costs .
Each year of study will attract course fees and these are generally £ 9250 per year . How you pay these fees is up to you but , unlike in Scotland , your fees will not be paid for you so you will need to find a way to pay them . The university will probably require the fees to be paid at the start of the course so you need to plan ahead .
Cost of living loan
You can also apply for a cost of living loan from SAAS in addition to the Fee Grant Loan .
The rules for the cost of living loan are exactly the same as if you were studying in Scotland and all loans taken out will be combined into one debt and paid off together .
For more information check the SAAS website , www . saas . gov . uk
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Other things you might need to know
Your student loan will have no effect on your credit score .
It may be helpful to think of student loans in the UK as a graduate tax . For most people that tax will last 20 + years . You will pay a percentage of your income , just like a tax , and you will not be obliged to make monthly repayments like you would with a regular commercial loan .
You can create an account on the Student Loans Company website which will display your remaining debt and annual payments .
You should also receive an annual letter to your registered address detailing how much you paid , how much interest was incurred and your remaining balance for that tax year .
If you plan on repaying your student loan in full and you want to accumulate as little interest as possible , you can manually make payments using your credit or debit card on the Student Loans Company website ’ s repayment section . But remember , any remaining debt will be written off after 35 years .
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Only European Union ( EU ) nationals who are settled or pre-settled in the UK will remain eligible to apply for home tuition fees providing they meet the residency conditions . Some European Economic Area ( EEA ) and Swiss nationals will be eligible if they meet residency conditions .
Evidence of settled or pre-settled status
Eligible EU nationals who have applied to the EU Settlement Scheme ( EUSS ) but who have not yet received their status , will be entitled to a tuition fee only award until they can provide evidence of their status .
SAAS will request evidence of the students ’ status at a later date and if they were not granted a status , then their tuition fee funding will be revoked . Their university or college may review the level of tuition fees they are being charged .
EU / EEA and Swiss nationals coming to Scotland to start a course of study in academic year 2021-22 or later , are not eligible to apply to SAAS for tuition fee support . Please contact your university or college for information about the level of tuition fees you may be charged .
Some students who are starting an undergraduate course in 2021-22 may still be eligible to apply to SAAS for home tuition fees , if they are progressing from a Higher National qualification . Visit the SAAS website for more information on this .
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