hiya bucks Amersham, Beaconsfield, Chesham, Gerrards Cross, Missenden November 2014 | Page 37

GRENDON IFS Limited Retirement and Pensions The retirement landscape is forever changing and new rules that are expected to come in next year mean the options open up a whole new playing field. Your pension may be available as a lump sum to spend as you wish, however, as in all of the situations where it seems to be too good to be true, there are many elements of your plans that need to be taken into consideration, especially the taxation consequences and the need for income throughout your retirement. To help you make the right decisions there has never been a more important time to use an Independent Financial Adviser for a totally independent view. The first meeting has no cost and with no obligation. Please call your local friendly Independent Financial Adviser, Stephen Hearne 01494 813593 or 07899 843036 GRENDON IFS Limited [email protected] Grendon Independent Financial Services Ltd is an appointed representative of DRS Financial Advisory Group Ltd which is authorised and regulated by the Financial Conduct Authority email: [email protected] | www.hiyabucks.com 37