HILLS INDEPENDENT HILLS 125 NOVEMBER 2025 | Page 17

HEALTH & WELLBEING

New guidelines clarify super access for dental treatment

New guidelines on the early release of superannuation to fund dental treatment have been issued by the Australian Dental Association( ADA), offering clearer direction for both patients and dentists.
The update coincides with the Australian Tax Office’ s annual review of data on early super release, where dental care ranks as the second most common reason for using the Compassionate Release of Super( CRS) scheme.
“ The ability to access superannuation early to pay for critical dental treatment is an important part of our health safety net,” said ADA President Dr Chris Sanzaro.“ The scheme has provided welcome financial relief for tens of thousands of people needing urgent care.”
The ADA’ s new CRS guidelines clarify patient eligibility and dentist obligations while addressing common misconceptions:
· Dentists cannot give financial advice about withdrawing super; only licensed financial advisers can.
· The dentist providing the ATO report does not have to perform the treatment.
· Reports must relate only to treatment for life-threatening illness or injury, or acute or chronic pain.
· Dentists may request deposits to cover costs but typically do not require full upfront payment.
· Advertising the CRS on practice websites is discouraged, though it may be mentioned as a payment option.
The guidelines also reaffirm that CRS is available only where there is a lifethreatening condition, acute or chronic pain, or mental illness- and no other means to fund treatment. Applications require two medical reports, one from a specialist or dentist, and for mental illness cases, a psychiatrist’ s report.
Dr Sanzaro added that patients must also obtain a detailed quote outlining costs, treatment, and future maintenance to ensure transparency.
The CRS guidelines address past system misuse and outline rules on advertising, patient communication, and report contributions. Full details are available at teeth. org. au

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The Cambridge- a new chapter of retirement living opens in Epping

Levande’ s newest community, The Cambridge, has officially opened its doors in the heart of Epping, marking a bold new era in vertical village living. Standing 28 storeys tall, The Cambridge is NSW’ s tallest retirement village and one of the tallest in the world offering 158 architect-designed independent living apartments with panoramic views stretching from the Sydney Harbour skyline to the Blue Mountains.
The first residents began moving in on 29 September, including Jan Hall, who arrived with her two beloved rescue cats, Truman and Pecan, with all three settling in easily.
Each arrival is welcomed with care Levande has partnered with The Finishing Touch team to provide four hours of complimentary unpacking assistance, reducing the stress of setting up a new home and ensuring a smooth
transition into village life.
Jan was surprised by how personal her move into The Cambridge felt, and by the sense of peace and relief that washed over her.
“ Moving into The Cambridge felt surprisingly personal,” she says.
“ From the moment I walked in, I experienced a genuine sense of peace and of being home – something I haven’ t felt for quite some time.
“ From my first contact with Levande, I’ ve found everyone welcoming and professional, and I’ m very happy here,” Jan adds.
“ The quality of the building, facilities and my unit, the convenient location at Epping with excellent public transport, and particularly the friendly, supportive staff have all contributed to making this the absolute right move for me.”
Located just steps from Epping Station and the Sydney Metro, The
Cambridge is part of a visionary cogenerational precinct that includes a rebuilt primary school, parish facilities, and a new aged care service. Designed to foster connection across generations, it’ s a place where residents can stay active, social and independent while remaining close to the community they love.
Inside, The Cambridge delivers a lifestyle that’ s truly first-class. The resident-only clubhouse and bar serves as the social heart of the community, complemented by rooftop dining, alfresco lounges and barbecue areas with sweeping views. There’ s a goldclass cinema with reclining chairs, indoor heated pool and fully equipped gym, and a hair salon and nail bar for onsite pampering.
Residents can also enjoy a games room for billiards and darts, a computer hub, library and craft studio,
a workshop, and a community garden that brings people together over shared passions. Pet-friendly features, including a dedicated lift for furry companions, highlight Levande’ s commitment to inclusivity and wellbeing.
The Opal HealthCare’ s Epping Grand Care aged care facility, co-located on the lower floors, provides future peace of mind.
A series of information sessions, with tea and tours, are being held throughout November. For anyone considering a move into retirement living, or know of a friend or loved one who would like to downsize or tour The Cambridge, call Jill Fellowes on 9072 4939 or visit www. levande. com. au / thecambridge to book a tour or for further information.
THE HILLS INDEPENDENT theindependentmagazine. com. au ISSUE 125 // NOVEMBER 2025 17