Find out how being self-sufficient amid diversity has helped Charles Claflin build a
winning team.
Cover photo: (l-r) Janie and Tom Claflin; Kelsey Hancock, Justin Hancock, Michelle
and Charles Claflin.
Table of Contents
Dave’s View..............................................4
Member Feature....................................6
Youth in Ag........................................... 12
Life is Simple........................................ 15
Member Education............................ 16
Dollars & Cents.................................... 20
Risk Management.............................. 22
News Briefs........................................... 24
Niven’s Notes........................................ 31
HEARTBEAT | SUMMER 2015 3