Some Tips and Tricks to Follow This New Year
"The fact is, people who make resolutions on money matters tend to feel better about the state of their finances and are generally in better financial shape than those who don't," said Ken Hevert, senior vice president of Retirement at Fidelity. "The start of a New Year is the perfect time to review your financial plan. Even if you don’t like making specific resolutions, you can still resolve to identify financial areas that might need some improvement and make some smart financial moves before December 31."
Save money on gas every time you visit the pump..If you travel alot think about signing up for a rewards card to save your money. Even 2 percent cash back every time you visit the gas pump can accumulate. It can take some money off your gas bill at the end of the month If you have the ability to drive as far as you want, you can download the app GasBuddy to find the cheapest gas in your area whenever you need it.
Schedule "no-spend weekends." When you are off work, or out of school, too much time you spend is spent by spending money. How much do you spend on movies, resturaunts, shopping sprees, or manicures? If you tend to save your money during the week, but you spend a lot of money on the weekend, you are going to have trouble saving up that money.. Think about setting aside a few "no-spend weekends",so that you are actively saving for 2 days. Look for free entertainment or deals close by to go to. You can also make this a win-win situation by checking all of those chores of your to-do list and ssaving money at the same time.