PIP v. Mandatory BI: What’s necessary on FlorIda’s roads?
Trial & Litigation Section
Chair: Brandon Faulkner – Holland & Knight, LLP
S
ince it was enacted,
Florida’s personal injury
protection statute (PIP),
section 627.737, Florida
Statutes, has been the subject of
controversy. Section 627.737
provides $10,000 for medical
expenses and lost wages for injuries
resulting from a motor vehicle
crash, regardless of fault. The
statute’s intent is to provide quick
payment of benefits for injuries
from a motor vehicle crash, 1
providing Floridians with basic
medical coverage when injured in
a motor vehicle crash.
PIP protections, however, will
again be subject to being repealed
and replaced with mandatory
bodily injury (MBI) coverage.
House Bill 19, 2 currently pending
before the Florida House of
Representatives, proposes to
replace PIP with MBI coverage of
$25,000 per person/$50,000 per
occurrence. Whi