EXCLUDED OR COVERED? PITFALLS IN CONSTRUCTION INSURANCE
Construction Law Section ������������������������� ������������������������������������������ �����������������������
Clearly drafted policies and careful attention to coverage exclusions are essential to preventing costly disputes.
The case of Liberty
Surplus Insurance
Corporation v. Kaufman
Lynn Construction, Inc. arose from a dispute over insurance coverage under a commercial general liability( CGL) policy. 1 The dispute centered on whether damages caused by water intrusion were covered under the policy or excluded by a course of
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construction exclusion( COCE) and on standing to seek reformation of the policy. 2
In Liberty, Kaufman Lynn Construction, Inc.( Kaufman) was contracted by JM Family to build a corporate campus consisting of multiple buildings scheduled for phased construction. 3 Kaufman
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obtained a CGL policy from
Liberty Surplus Insurance Corporation( Liberty), and by October 2020, several buildings were completed and occupied by JM Family. 4 However, in November 2020, while construction
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The Stann Givens Family Law Inn of Court
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