With Christmas and New Year fast approaching, it’s
more important than ever to manage your expenses
and keep within your means.
Here are 20 great savings tips to help your dollar go
further during the silly season!
Use a budget planner to help you sort out your budget and find out how
much money you've got left to spend on holidays and gifts. For a free
online budget planner, simply go to www.amp.com.au and click on the
‘Advice & Guidance’ tab and then click on ‘Calculators’ to locate the
budget planners towards the bottom of the Calculator page.
If you don’t feel your current credit card is the best for you, do a credit
card check at www.infochoice.com.au or www.canstar.com.au to find
out if there are better offers. Make sure you read the fine print
carefully, as there could be entry and exit costs and other charges to
watch out for.
Sign up to Skype (at
www.skype.com) and get
free phone and video calls
to your loved ones.
Check out
www.christmaswarehouse.com.au
for great discounts on Christmas
decorations and gifts.
Buy Christmas presents
early to get better deals.
Make your own lunch during the working
week. You can save hundreds of dollars
doing this, rather than buying lunch at
your local take-away shop.