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Does Your Term Life Insurance Fall Short?
Will your current Term Insurance offer you benefits if you suffer a critical illness such as heart attack, cancer or stroke and don’ t die?
Quality of Life... Insurance will.
It’ s Life Insurance You Don’ t Have to Die to Use.
Robert Lorshbaugh robert. lorshbaugh @ agla. com
Michael K. Foster michael. foster @ agla. com
call( 301) 739-2454
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CONTRIBUTORS
WRITERS
Yvonne Butts-Mitchell Yvonne Butts-Mitchell is a freelancer from Franklin County, Pa. She writes and blogs under the pen name Mitchell Kyd at www. mitchellkyd. com.
Kerri Corderman Kerri was born and raised in Hagerstown and moved back to the area from Baltimore with her husband, Paul, in 2011. She received a bachelor’ s degree in journalism and sociology and her master’ s in urban planning. She loves writing and has a special interest in sharing the stories of the people and places of Washington County. Kerri is the director of communications and development at St. Maria Goretti High School.
Chris Clifford Chris is a Hagerstown native and freelance writer with credits in Gettysburg Times, Be Well magazine,
Hagerstown magazine and other publications. She is employed full time as a business professional. For fun, Chris enjoys reading, gardening, riding motorcycles and playing with her curly-coated retriever, Pringle.
Kristin Detrow Kristin is a novelist and freelance writer who has resided in Washington County since 2002. In addition to writing, she enjoys serving in her church, championing causes she is passionate about and home schooling her twin boys. kristin @ theintrusionbook. com
Frances Folsom Fran writes about artists, museums, arts and crafts, and travel from her home in Cambridge, Mass.
Gina Gallucci-White Gina is a freelance writer with articles published in Baltimore’ s Daily Record, The Frederick News- Post and Hagerstown magazine. Before becoming a freelancer, Gina worked for more than six years at The Frederick News-Post. She has won several Maryland-Delaware-D. C. Press Association firstplace awards for her articles.
Cheryl M. Keyser Cheryl is a self-syndicated journalist who has been writing about aging issues for close to 20 years. She also freelances for several local newspapers and the American Antiquities Journal.
Kourtney Lowery Kourtney is a South County native and works for Shepherd University. She holds a degree in history from the University of Maryland, College Park, and is a freelance writer now working on a historical fiction novel.
Rachel Pappas Rachel has written for multiple regional lifestyle magazines, trade organizations and healthcare blogs. She also has a blog of her own: www. 1UpOnCancer. com. Rachel lives in Mount Airy, Md., with her husband. She recently became an empty nester but loves that she actually sees more of her daughter since she spread her wings.
Bryan Ropelewski Bryan is a freelance writer who has lived in Washington County for the last 15 years. As well as sharing his passion for life through writing, his interests range from gardening to riding BMX bikes.
Jane Schmidt Jane received a bachelor’ s degree in journalism from Moravian College. A former advertising manager for McGraw-Hill, Inc., she now is a freelance writer.
Joseph Weagley Joseph is a poet, freelance writer and advocate of the local food movement. He is an avid gardener and does his own home canning and freezing. He keeps a flock of more than 20 laying hens on his property near Waynesboro, Pa.
PHOTOGRAPHERS
Michael Maginnis Michael works as a full-time fine arts teacher at Antietam Academy while serving as Out & About photographer for HM. He graduated from Frostburg State University with a bachelor’ s degree in fine arts.
Jason Turner Jason, a member of the creative team at Turner Photography Studio, has been shooting for magazines and other publications for more than 15 years, obtaining many awards and accolades along the way. www. turnerphotographystudio. com
14 March / April 2013 Hagerstown: The Best of Life in Washington County & Beyond