Buyer's Inspections continued...
Redding Area Home Inspectors
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Quigley Inspecion Services Home Tech McLaughlin Property Inspections
Kevin Quigley Greg Williams Brian McLaughlin
(530) 2412169 (530) 2224846 (530) 3657751
Redding Area Pest Inspectors
Trinity Termite & Pest Shasta Termite Professional Exterminators
(530) 2226990 (530) 2220508 (530) 2441601
There are other inspectors and companies in the area & you may choose any company you prefer, whether
they are on this list or not. Broker/Agent makes no guarantee of performance of these professionals.
Step 2: Clearing the Home Title
Simply explained, "title" is the right to own, possess, use, control and dispose of property.When you buy a home, you
are actually buying the seller's title to the home. A deed is the written legal evidence that the seller has conveyed his or her
ownership rights to you.
Before the closing escrow, when the actual transfer of
What isTitle Insurance?
ownership occurs, a title specialist will conduct a title
Title insurance is the best way to protect yourself against title
examination. The purpose of the title examination is to
defects that have occurred in the past, which may not appear
discover any problems that might prevent you from getting
until after you've taken ownership of the property.
clear title to the home.Generally, title problems can be
cleared up before settlement, but in some cases severe title
Before a title insurance policy is issued, a title report is
problems can delay settlement, or even cause you to
prepared based on a search of the public records. This report
consider voiding your contract with the seller.
gives a description of the property, along with any title
defects, liens, or encumbrances discovered in the course of
Some "clouds on title" can be corrected relatively easily
the title search. It is different than casualty insurance in that
while others can become quite complicated to remove.
you pay a onetime fee and it protects against past (as
You should receive a preliminary title report form the title
opposed to future) events.
company. It is important to read it thoroughly and ask for
clarification of any items that you don't understand. If title
Title insurance will protect you against title defects that
problems are uncovered, it is important for you to
were not discovered in the course of the title search. If such
understand your legal rights.
a defect were discovered later, your title insurance would
cover you.