grAVIDy Magazine 2nd Quarter 2013-14 | Page 14

Credit Cards

2

Bank Americard Cash Rewards Credit Card

-Online-exclusive $100 cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening

-1% cash back on purchases everywhere, every time

-2% at grocery stores and 3% on gas for the first $1500 in combined grocery store and gas purchases each quarter.

-Get a 10% customer bonus when you redeem cash back into a Bank of America® checking or savings account

-0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, -12.99%-22.99% variable APR

-No annual fee

-No changing categories and your rewards do not expire

Visa Citi Simplicity

-0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.

-There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.

-No late fees - EVER

-No penalty rate - EVER

-No annual fee - EVER

-Save time when you call with fast, personal help, 24 hours a day.

Chase Freedom

-Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months from account opening

-0% Intro APR for 15 months on purchases and balance transfers. After the intro period, a variable APR of 13.99%-22.99%.

-It's free and easy to activate your bonus each quarter!

-Unlimited 1% Cash Back on all other purchases

-No annual fee and rewards never expire