I N ABS E N T I A
FACULTY OF BUSINESS AND ECONOMICS
DOCTOR OF PHILOSOPHY
Urooj Anwar( Award Conferred 6 November 2024)
Title of Thesis:‘ Lending cyclicality in dual banking countries: The influence of bank ownership.’
This study examines ownership’ s influence on banks’ lending cyclicality over the business cycles in dual banking countries. It investigates the lending cyclicality of banks in dual-banking economies by using a panel data set of 606 banks, including both Islamic and conventional banks, from 2001-2019 in 17 dual-banking countries. Applying the System Generalised Method of Moments( GMM) estimator, when a distinction was made between conventional and Islamic banks’ financing behaviour, Islamic banks display countercyclical lending behaviour. In examining the influence of public and private ownership on the lending cyclicality of banks, overall public banks were found to be countercyclical. The findings of this study offer important insights for researchers, policymakers, and stakeholders in the global financial industry.
Supervisor: Professor Nafis Alam Associate Supervisor: Dr Ravichandran Subramaniam
Bachelor of Arts and Bachelor of Business Katie Jane Brill
Bachelor of Arts and Bachelor of Commerce Anthony Lee
Bachelor of Business and Commerce and Bachelor of Digital Media and Communication
Hua Ann Chan Wang Ziyan Wei Ting
Bachelor of Commerce and Bachelor of Finance Huu Anh Nguyen
Bachelor of Accounting
Jianling Li Guo Lyu Cooper Jordan West Yun Xu Siying Yang
Bachelor of Banking and Finance
Yue Jin Raydan Tan Yihang Yao Yihe Zhu
Bachelor of Business
David Paul Clark Isabella Helen Figgins Fangqi Ouyang Giselle Skurr Yu Su Haochen Wang
Bachelor of Business Administration
Jiacheng Ni Zhao Huiyang
G R A D U A T I O N CEREMONY
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