GORV - Digital Magazine Issue #20 | Page 37

RV FEATURE Prior to leaving home in January 2016, it had been decided to keep a spreadsheet of all our expenses. Yep, every cent we spent was going to appear on the spreadsheet. We had decided that this was the best way to keep track of what we were spending, and hopefully we wouldn’t go broke. Thanks to the spreadsheet, we gave ourselves a weekly spend. We chose a day of the week that the weekly spend money went into our daily account. That is now all the money we have to spend in a week. We both have access to the account online, so we both know what is there to spend. This decision… well, it was the one that caused us no end of grief, stress and heartache. You see, every evening was spent tracking any spending from that day. It also involved a lot of “you spent that on what exactly?”, and “did we really need that?”, or “was there a cheaper option?” and so on. We talk about what we need to spend at the hardware store, and sometimes we put money aside from one week to the next to meet that expense. We talk about how much petrol will cost to get to our next destination, we have a regular weekly grocery bill, so we already know that that money will be disappearing quickly from the account. This, as you can imagine, caused a few disagreements, and meant that both of us wanted to do the groceries, both of us wanted to go to Bunnings, etc. The reason: to check the spending before it happened. IT BECAME ABOUT MONEY Now, this is all good in theory, but it was crazy. Noting down every cent that was spent was also stressful, and it made us question if buying that ice cream for the kids was a good idea — and as we live in a caravan, the kids were aware of this going on. So even they would question buying a coffee on a day out, or a can of drink. It became about money, not the memories. It became an issue in our caravan, and the spreadsheet became a thing of angst, to the point that instead of doing it daily, we did it weekly. Oh dear, I don’t know what I spent MY spending money on… it was MINE. So, we quit the spreadsheet, but we didn’t ignore it. That would have been simply stupid. It became a blueprint for what we could spend and what we could not spend in a week. gorv.com.au 37