Goldilocks Tablet Ausgabe 14 | Page 22

MÄRZ 2023 LONGEVITY

INTERVIEW

Theodora Lau

Clas Beese • 5:12 PM

When we change how we accumulate and decumulate wealth , do we need new tools ? Or can we make the existing ones work for us with a little tweaking ?

Theodora Lau ( She / Her ) • 10:00 PM

We need new mindsets and new tools altogether . Think about this : 39 % of the US workforce last year were gig workers . When we change how we earn , the way we save for short term and long term will change at the same time . In the U . S ., benefits are largely tied to employment . So gig workers often don ' t get a retirement plan nor do they get health benefits or paid time off . This is not a small change in our way of living – it ' s a fundamental shift which requires changes from both public and private sectors . Else , we risk leaving people behind .

FEB 6
Clas Beese • 11:18 AM

Creating a new mindset sounds terribly difficult . Changing an existing even more . New tools seem to be the low hanging fruit . What should banks and fintechs do to address the issue ?

FEB 7
Theodora Lau
Theodora Lau ( She / Her ) • 6:14 AM

It ' s not an issue . It ' s an opportunity . An opportunity for banks and fintechs