Gold Magazine May - June 2013, Issue 26 | Page 64

debt restructuring does not help either. In the case of Cyprus, I think that the small size of the country played against giving rational considerations and providing a more careful assistance package. has been inflicted on depositors when, in reality, the problems are due to very poor banking supervision, which is essentially a government responsibility. Gold: How do you view the agreement reached with Cyprus? G.N.: I am looking forward to going to Cyprus to get a first-hand idea of the precise terms of the agreement reached with the Troika. I think there is still a degree of uncertainty about the final figures regarding the cost of the rescue package, which is something I have never seen before. I am also puzzled by the way this haircut Gold: The decision to use uninsured deposits in the island’s two biggest banks has been a controversial one, not least because it has never been done before. Was it a good idea and do you think it will be used elsewhere? G.N.: I do not think it is a good idea at all! I am looking forward to obtaining a clearer picture about why the authorities (or the Troika) decided to move in that direction. I am puzzled by the way this haircut has been inflicted on depositors when the problems are due to very poor banking supervision Gold: You have suggested in the past that the Troika appears to ignore the possible social effects of its crisis resolution schemes. Did the same thing happen in the case of Argentina? G.N.: In the case of Argentina it was worse. Don’t forget that we were forced to be pioneers on this issue of restructuring the debt in this way. For the first time we used the concept of “debt sustainability” to calculate the haircut, a feature that has since become standard. We also used GDP warrants on a scale unseen before. Prior to our crisis, haircuts were smaller and bore no relation to the possible cash flow of the countries involved. Gold: Whatever the terms of the agreement, the essential thing is that it works. Will this Cyprus bailout do what it is supposed to? G.N.: Again, I would like to get a first-hand impression. I have many doubts that I would like to clarify before answering this question. Gold: Given that the agreement has been finalized, are there things that Cyprus can now do in order to minimize the effects of the bailout and to ensur