Gold Magazine January - February 2014, Issue 34 | Page 57

Regarding the FX and investment firm industries, the sector continues to prosper reduction in that of Greeks, Germans and Belgians. Fourth, there is an expectation of an increase of FDI into Cyprus driven by international investors seeking opportunities in the real estate sector and other viable businesses that are strapped for cash in the credit crunch that followed the bail-in. Fifth, there have been other OTC transactions that have spurred some liquidity into the market. MeritKapital was the first broker on the island to sell a Bank of Cyprus’ bailed in’ deposit to a large US hedge fund. Also, there has been some M&A activity in the hotel industry, whereby ‘bailed in’ deposits were partially or wholly swapped for outstanding debts, within the same bank, of the targeted investment. MeritKapital is in advanced discussions for numerous other ‘deposit’ deals. An increase in all such OTC transactions and further innovative solutions should ease the ensuing credit crunch.  Last, the natural gas reserves off Cyprus’s southern shore are a significant factor to consider in the island’s economic recovery. The Aphrodite gas field, which was discovered in 2011, is estimated to contain around 4 trillion cubic feet (tcf) of gas, the majority of which could be exported to satisfy the energy needs of Asia and Europe. However, the construction of an offshore LNG plant and added transportation costs would only make economic sense at 5 tcf.  If some agreement is reached for this LNG plant to liquefy the excess gas of neighbouring Israeli fields, then the pricing will start to make financial sense. A latest positive finding is the recent statement by US-based Noble Energy, which disclosed recently that the same gas field may – based on exploratory drilling – also hold between 1.2-1.4 billion barrels of oil. This is very encouraging as the time and cost to drill and extract oil is much less than that for natural gas which transpires into a more viable project. Nevertheless serious challenges remain. Despite improving operating income ratios, the viability of BOC continues to be uncertain. Non-performing loans (NPLs) have increased to 47% in Q3 from 38