gmhTODAY 16 gmhToday Sept Oct 2017 - Page 63

I Th e Professionals Where You Live By Jayson Stebbins Mortgage Professional Jayson Stebbins is a 23 year veteran of the Mortgage Bank- ing industry and an Accredited Mortgage Professional through the Mortgage Bankers Associa- tion. He grew up in Morgan Hill and currently lives in Gilroy. He is the local Branch Manager of Guild Mortgage, a 56 year old Mortgage Banking firm. His office is in Morgan Hill and serves all of Santa Clara, San Benito, and Monterey counties. You can reach Jayson and his Team at 408.782.8800 or at am pretty sure the Internet is here to stay. All of us can look back at our childhood and point to services that no longer exist due to shrinking retail margins, internet availability, and inability to adapt to the new normal. I used to walk from my house in Morgan Hill to the Warehouse in Vineyard Town Center to buy the newest cassette tapes or add to my James Taylor back catalogue—all of those words will make no sense to my fi ve year old. Airbnb is one of the largest “hotel” chains in the world without owning any property. Uber is one of the largest trans- portation companie