Global Custodian Private Equity 2017 | Page 28

[ M A R K E T A N A LY S I S | B L O C K C H A I N ] “Putting operational processes at private equity in a blockchain is akin to cracking a nut with a sledgehammer.” ANONYMOUS INDUSTRY EXPERT terms and conditions can be encoded onto the ledger technology. Real-time insight and transparency “A typical private equity transaction can be cumbersome from a legal perspective with multiple parties to a deal. A smart contract – with functionalities built in from the outset as to how the relation- ships involved can and will be amended – could allow the documents or processes to be amended or changed by participants in a more streamlined way,” says Chris Duncan, senior associate at Mourant Ozannes. This system enables immediate title transfer although there are risks if a buyer or seller overlooked a mistake in the contract terms. Blockchain has other effective use cases in private equity. In February 2017, North- ern Trust in conjunction with IBM built a distributed ledger solution, based on the Hyperledger Fabric, to help support the administration of a private equity fund managed by Unigestion, a $20 billion asset manager in Switzerland. The solution provides real-time insight and transparency to all parties including fund managers and investors, as well as allowing regulatory access when re- quired. It is designed to support compli- ance with local regulations, and enables the fund to transfer ownership stakes and be managed, serviced and audited throughout the investment lifecycle. In short, it offers a singular, non-duplicated version of the truth to the relevant partic- ipants through permissioned access. “A significant benefit of a distributed 28 Global Custodian The Private Equity Issue 2017 ledger is that it represents a single im- mutable record which speeds up trans- actions, and creates process efficiencies,” says Stuart Lawson, product manager at Northern Trust in Guernsey. “We are col- laborating with key partners and clients on the technology – as opposed to actively marketing it – to provide opportunities to align the platform to clients’ own systems and processes, such as banking, to ensure they (clients) can avail of the full benefits” Long-term issues State Street is also pioneering the tech- nology in private equity and alternative loans although it is still very early days. “One of our initiatives is in the private loan space. Loan records are kept by multiple providers including bank agents, custodians, originators, managers and administrators on different systems. A distributed ledger could bring much needed simplicity to that process,” says Cesar Estrada, head of product manage- ment for private equity and real estate fund services at State Street AIS. State Street is also working with PeerNova, a California-based FinTech company with expertise in blockchain and distributed systems, to enhance the tracking of capital lineage. “This technol- “A smart contract… could allow the documents or processes to be amended or changed by participants in a more streamlined way.” CHRIS DUNCAN, SENIOR ASSOCIATE, MOURANT OZANNES