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Secret Sister Exchange: A social media scam that claims if you buy a $10 gift and send it to a ―secret sister,‖ you will receive anywhere from six to 36 in return. This is a variation on ―pyramid schemes‖ and it‘s illegal. RELATED: Use caution when shopping internationally RELATED: Beware of fake apps when making Christmas purchases Help Scams: Calls to unsuspecting relatives or friends from imposters who claim to be a grandchild, niece, nephew or friend, who is traveling, and they need emergency financial help to cover medical or legal expenses. Seasonal Travel Scams: Whether it‘s a promise of a free or discounted trip, phony rental listings, or con men telling timeshare sellers they‘ve got a buyer lined up, scammers are working to rip you off. Check out any offers of great travel deals. Point of sale Malware: is malicious software expressly written to steal customer payment data — especially credit card data — from retail checkout systems. Check your credit card statements to make sure you don‘t have unwanted charges as a result of a point-of-sale breach of your credit security. Phony charities: ‗Tis the season to donate, but be wary of fake charities. Do your research and double check the site URL. Check out charities at http://ask.bbb.org/. Fake coupons: Avoid the unwanted gift of malware and always verify that e-cards or coupons are from someone you know and are from a trustworthy site. Fake shipping notifications: Think twice before clicking links in shipping notification emails. Always verify the shipping company before giving out your personal information. ATM Skimmers: The typical ATM skimmer is a device smaller than a deck of cards that fits over the existing card reader. It is essentially a