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CONTENT
02
CEO’s welcome
03
The expert’s view
04
We are a Procrasti-Nation
06
Working 9 to 5 - or not!
08
Like a thief in the night
09
Kerching...make that change!
10
A nation at odds
12
Men are from Mars, women are from Venus
13
Retirement - the ticking clock
14
Conclusion & top tips
15
INSANITY IS DOING THE
SAME THING OVER AND
OVER AGAIN AND EXPECTING
DIFFERENT RESULTS
Inspiration, methodology & end notes
“
MAKE TODAY PAY
I’ve lost count of the number of times I have heard people
resolve to manage their finances better, only to then do
nothing. We all lead busy lives, so it’s understandable that
we don’t achieve absolutely everything we set out to do.
But surely we should be making small changes to improve
our quality of life? After all, as Einstein supposedly said,
“insanity is doing the same thing over and over again and
expecting different results”.
It was this observation that sparked the idea of a deeper
look into procrastination. We know what we should, or
want, to do, but there seem to be inner demons at play
that act as barriers to action. A little procrastination surely
won’t harm anyone, but imagine what could be achieved if
we parked our procrastination and made today pay?
It is precisely this sentiment that sits at the heart of
RateSetter. My co-founder and I wanted to show that
even when you’re not actively doing something with your
money, it can still be doing something for you, generating
real returns rather than nominal interest. No matter what
you decide to do with your money, the concept that every
day can pay should be a guiding principle.
The same applies to life’s other major currency: time. The
time wasted by delaying tasks all adds up. We could all
shave a little time from watching TV and making endless
cups of tea and apply this to what we really want to do
instead.
We’re all experts in procrastination, which is why we’ve
asked over 2,000 people across Britain how they spend
their time procrastinating and what they wish they could
achieve instead. The results are certainly eye-opening,
particularly the exorbitant cost to business!
No matter what type of procrastinator you are, this report
shows that there is something you can do to make every
moment count. I hope you enjoy our research, but more
importantly, I hope it spurs you on to #MakeTodayPay.
Rhydian Lewis,
Co-founder and CEO, RateSetter
Europe’s leading P2P Platform
THE GREAT BRITISH PROCRASTI-NATION
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