GB Magazine July 2022 | Page 76

Healthcare
SBHIS MAKES MEDICARE EASY

SBHIS is an insurance agency with rigorous standards and highly qualified professionals that specialize in products related to Medicare . Their commitment to quality , integrity and education has earned them a trusted name in the communities we proudly serve .

The organization prides itself in being a trusted Medicare-focused insurance agency specializing in helping people with Medicare or Medi-Cal or both ; find the plan that best suit their needs . SBHIS is specialized in Medicare because they only offer Medicare Part D , Medicare Advantage , and Medicare Supplement plans and their clients have or will soon be eligible for Medicare .
At SBHIS Insurance Services they believe that having the right plan for each individual ’ s needs may be one of the most important decisions a Medicare eligible individual has to make . Every Medicare beneficiary should be educated on their coverage options in order to make informed decisions and SBHIS agents are highly trained professionals dedicated to helping Medicare beneficiaries .
Medicare is the federal health insurance program for people who are 65 or older , certain younger people with disabilities , and people with End-Stage Renal Disease ( ESRD ). Part A includes basic functions of insurance such as inpatient hospital stays , care in a skilled nursing facility , hospice care , and some home health care . Keep in mind Part A may require a monthly premium for those who haven ’ t paid into social security for at least 10 years . Part B helps to cover medically necessary doctor ’ s expenses , outpatient care , and preventative services like seasonal flu shots and other vaccines . Part B does come with a monthly premium that can be deducted from a social security check every month .
Before you can enroll into a Medicare Advantage plan you must first make sure you ’ re eligible for Medicare . If you are turning 65 you have a 7-month period to enroll in Part A and / or Part B . Your Initial Enrollment Period will begin 3 months before the month of your 65th birthday , the month of your birthday , and 3 months after your 65th birthday . Every year from October 15th- December 7th you can renew , review , and enroll into a plan of your choosing .
If you have any questions , the agents at SBHIS are there to help : ( 619 ) 934-7227 or www . sbhis . net .
76 GBSAN . COM | JULY 2022