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Natural business year Accounting period Business cycle Operating cycle Question 15. Question : On April 30, 2011, a three-year insurance policy was purchased for $18,000 with coverage to begin immediately. What is the amount of insurance expense that would appear on the company's income statement for the year ended December 31, 2011? $500 $4,000 $6,000 $14,000 $18,000 Question 16. Question : Based on the following information, what would be the beginning balance in the Retained Earnings Account, assuming all accounts have a normal balance?