Fort Leonard Wood area Homes Magazine September Issue | Page 5
Wantt
obuyahous
ebutdon’
tknowwhe
r
et
os
t
ar
t
?STARTHERE&LETUSHELP!
!
HOW TOBUYAHOMEWI
THLI
TTLEORNOMONEYDOWN
Formor
ei
nde
pt
hi
nf
or
mat
i
on,pl
e
as
evi
s
i
t
ht
t
p:
/
/
f
or
t
l
e
onar
dwoodr
e
al
e
s
t
at
e
.
bl
ogs
pot
.
c
om/
2014/
10/
6ways
t
obuyhome
wi
t
hl
i
t
t
l
e
or
no.
ht
ml
Buyi
ngahomei
sc
ons
i
de
r
e
dbyma
nya
st
he"
Ame
r
i
c
a
nDr
e
a
m.
"Thi
showe
ve
r
,i
sof
t
e
n
unobt
a
i
na
bl
ebyma
ny
.One
ma
j
orr
e
a
s
onwhys
omec
a
nnotbuyahomei
sduet
ot
he
i
r
c
r
e
di
t
s
c
or
e
s
.Eve
r
y
l
oa
npr
ogr
a
ma
ndl
e
nde
ri
sdi
f
f
e
r
e
nt
,e
a
c
honeha
s
t
he
i
rowngui
de
l
i
ne
sf
orc
r
e
di
ts
c
or
e
s
.Mos
tl
e
nde
r
swi
l
lnotgi
veamor
t
ga
get
oa
nyonewi
t
ha
c
r
e
di
ts
c
or
e
l
e
s
st
ha
na640.Theot
he
rr
e
a
s
onwhybuye
r
sc
a
nnotpur
c
ha
s
eahomei
sduet
onot
ha
vi
nge
noughmone
y
,ori
ns
omec
a
s
e
snomone
y
.Thi
si
st
het
opi
coft
oda
y
.
"
Iha
vea
goodc
r
e
di
ts
c
or
ebutnomone
y
,howc
a
nIbuyahome
?
Buyi
ngahomei
snotc
he
a
p,buti
tc
a
nbedonewi
t
hl
i
t
t
l
eornomone
y!
The
r
ea
r
edi
f
f
e
r
e
ntt
ype
sofl
oa
nsa
ndgr
a
nt
sa
va
i
l
a
bl
et
onotonl
yt
hef
i
r
s
tt
i
mehomebuye
r
s
,butt
oa
l
l
buye
r
si
nge
ne
r
a
l
.
Wha
tdoe
st
hi
sme
a
nt
oyou?
I
tme
a
nsyoua
r
enowa
bl
et
obuya
homewi
t
hl
i
t
t
l
et
oz
e
r
oofyourownmone
ya
ndnol
onge
rha
vet
owa
i
t
.The
r
e
a
r
emul
t
i
pl
ewa
yst
obuyahomewi
t
houtadownpa
yme
nt
.
The
r
ea
r
es
ome
ot
he
rc
ons
i
de
r
a
t
i
onsbuye
r
sne
e
dt
ounde
r
s
t
a
nd,a
ndIwi
l
lt
a
l
ka
boutt
he
ma
tt
he
e
n
d
.
Li
s
t
e
db
e
l
o
wa
r
et
h
ed
i
f
f
e
r
e
n
twa
y
st
ob
u
yah
o
mewi
t
h
o
u
tp
a
y
i
n
g2
0
%d
o
wn
.
METHOD#
1VAHo
meLo
a
n-Th
eVe
t
e
r
a
n
sAd
mi
n
i
s
t
r
a
t
i
o
n(
VA)o
v
e
r
s
e
e
st
h
er
u
l
e
sf
o
rl
e
n
d
i
n
gt
ov
e
t
e
r
a
n
s
.
Th
eVAd
o
e
sn
o
ti
s
s
u
el
o
a
n
si
t
s
e
l
fb
u
ti
n
s
t
e
a
d
g
r
a
n
t
sa
u
t
h
o
r
i
t
yt
ob
a
n
k
s
,
mo
r
t
g
a
g
el
e
n
d
e
r
sa
n
dc
r
e
d
i
tUn
i
o
n
st
oo
f
f
e
rVAHo
meMo
r
t
g
a
g
e
s
.
METHOD#
2USDAMo
r
t
g
a
g
e-Tomo
s
to
fy
o
uIa
ms
u
r
ei
tma
ys
o
u
n
ds
t
r
a
n
g
et
oh
e
a
rt
h
ea
c
r
o
n
y
mUSDA(
Un
i
t
e
dSt
a
t
e
sDe
p
a
r
t
me
n
to
fAg
r
i
c
u
l
t
u
r
e
)wi
t
h
amo
r
t
g
a
g
e
.
Ye
s
,
t
h
e
yo
f
f
e
rh
o
mel
o
a
n
sn
o
tf
a
r
ml
o
a
n
s
.
Th
i
so
r
g
a
n
i
z
a
t
i
o
no
f
f
e
r
sf
u
n
d
i
n
gt
h
a
twi
l
la
l
l
o
wb
o
r
r
o
we
r
st
or
e
c
e
i
v
eal
o
a
ne
q
u
a
lt
o1
0
0
%o
fah
o
me
'
s
a
p
p
r
a
i
s
e
dv
a
l
u
eo
rt
h
es
e
l
l
i
n
gp
r
i
c
e
,
wh
i
c
h
e
v
e
ri
sl
o
we
r
.
I
na
d
d
i
t
i
o
n
,
l
i
k
et
h
et
h
eVAHo
meLo
a
n
,
s
e
l
l
e
r
sa
r
ea
l
l
o
we
dt
op
a
yt
h
eb
u
y
e
r
sc
l
o
s
i
n
gc
o
s
t
u
pt
o6
%
o
ft
h
el
o
a
n
.
METHOD#
3FHAMo
r
t
g
a
g
e-Th
eFHAMo
r
t
g
a
g
eh
a
sb
e
e
nt
h
emo
s
tp
o
p
u
l
a
rl
o
a
nf
o
rp
e
o
p
l
eb
u
y
i
n
gah
o
mewi
t
hl
i
t
t
l
eo
rn
omo
n
e
y
.
Th
eFe
d
e
r
a
lHo
u
s
i
n
g
Au
t
h
o
r
i
t
y(
FHA)o
p
e
r
a
t
e
ds
i
mi
l
a
rt
ot
h
eVA.
FHAd
o
e
sn
o
to
f
f
e
rl
o
a
n
sb
u
tr
a
t
h
e
rg
i
v
e
sp
e
r
mi
s
s
i
o
nt
ol
e
n
d
e
r
st
op
r
o
v
i
d
et
h
emo
r
t
g
a
g
e
sa
c
c
o
r
d
i
n
gt
ot
h
e
i
r
g
u
i
d
e
l
i
n
e
s
.
METHOD#
4Co
nv
e
nt
i
o
na
lMo
r
t
g
a
g
e-Ba
n
kmo
r
t
g
a
g
e
st
y
p
i
c
a
lr
e
q
u
i
r
e
me
n
twa
st
oa
s
kt
h
eb
u
y
e
rt
op
a
y2
0
%o
ft
h
eh
o
me
'
sp
r
i
c
ea
sad
o
wnp
a
y
me
n
t
.
Ov
e
rt
i
me
,
b
a
n
k
sr
e
a
l
i
z
e
dt
h
a
tb
o
r
r
o
we
r
swi
t
has
o
l
i
de
mp
l
o
y
me
n
tr
e
c
o
r
da
n
dg
o
o
dc
r
e
d
i
twe
r
eag
o
o
dr
i
s
ka
n
dg
r
a
d
u
a
l
l
yl
o
we
r
e
dt
h
er
e
q
u
i
r
e
me
n
tt
oo
n
l
y5
%.
Ye
s
,
t
h
i
sma
ys
e
e
ml
i
k
eal
a
r
g
ea
mo
u
n
tt
os
o
me
.
Ho
we
v
e
r
,
wh
e
nl
o
o
k
i
n
ga
tap
u
r
c
h
a
s
ep
r
i
c
eo
f$
1
5
0
,
0
0
0
.
0
0t
h
e5
%o
f$
7
,
5
0
0
.
0
0s
e
e
msal
o
tmo
r
ef
e
a
s
i
b
l
e
t
h
a
nt
h
e$
3
0
,
0
0
0r
e
q
u
i
r
e
df
o
ra2
0
%d
o
wnp
a
y
me
n
t
.
METHOD#
5Us
i
ngLe
nde
rCr
e
di
t
s-I
ti
sp
o
s
s
i
b
l
et
og
e
tt
h
el
e
n
d
e
rt
oh
e
l
pwi
t
hp
a
r
to
ft
h
ed
o
wnp
a
y
me
n
ta
n
dc
l
o
s
i
n
gc
o
s
t
s
.
Ba
n
k
s
,
c
r
e
d
i
tu
n
i
o
n
sa
n
d
mo
r
t
g
a
g
el
e
n
d
e
r
sc
h
a
r
g
ef
e
e
st
of
a
c
i
l
i
t
a
t
eamo
r
t
g
a
g
el
o
a
n
.
Pa
r
to
ft
h
ef
e
ec
o
me
sf
r
o
mt
h
ei
n
t
e
r
e
s
tr
a
t
ec
h
a
r
g
e
do
nt
h
el
o
a
n
.
Bu
y
e
r
sc
a
nn
e
g
o
t
i
a
t
et
op
a
ya
s
l
i
g
h
t
l
yh
i
g
h
e
rr
a
t
ei
ne
x
c
h
a
n
g
ef
o
rt
h
el
e
n
d
e
ru
s
i
n
gp
a
r
to
ft
h
ef
e
et
oc
o
v
e
rs
o
meo
ft
h
ec
l
o
s
i
n
gc
o
s
t
so
rp
a
r
to
ft
h
ed
o
wnp
a
y
me
n
t
.
Th
i
si
sad
i
s
c
u
s
s
i
o
ny
o
u
wi
l
ln
e
e
dt
oh
a
v
ed
i
r
e
c
t
l
ywi
t
ht
h
el
e
n
d
e
rs
i
n
c
ee
a
c
ho
p
e
r
a
t
ei
nad
i
f
f
e
r
e
n
tma
n
n
e
r
.
METHOD#
6MHA-Mi
s
s
o
u
r
iHo
u
s
i
n
gDe
v
e
l
o
p
me
n
tCo
mmi
s
s
i
o
ni
st
h
e