Focus SWW Winter 2021 | Page 15

to be registered once you have lost or are starting to lose capacity . This unfortunately opened EPAs up to abuse by unscrupulous attorneys and was part of the reason that LPAs were introduced to replace them .
An LPA for financial affairs can be used either while you still have capacity or only after you ’ ve lost capacity ( you can state which ) but it must be registered with the OPG before the attorneys can use it .
The registration fee for both EPAs and LPAs is £ 82 , payable directly to the OPG .
If you have an EPA in place now is a good time to consider reviewing your planning . Whether it is to keep your existing EPA in place but draw up an LPA for your Health & Welfare , or to replace your EPA with an LPA for Property & Financial affairs to take advantage of the stronger safeguards and flexibility .
For professional advice and support with creating an LPA , you should speak to a member of The Society of Will Writers . You can find a member local to you by using our Find a Member search , or call us on 01522 687 888 and a member of the team will be more than happy to help . restrictions on how your attorneys can make decisions , or what they can make decisions about . This is still present in an LPA , now titled ‘ instructions ’, but additional to this an LPA lets you state your preferences . These are not binding on your attorneys but nevertheless still useful for letting your attorneys know how you would like them to act and what you would prefer they consider when making decisions on your behalf .
5 . Stronger supervision LPAs are safer . Unless you have included a restriction in your EPA that states otherwise , your attorneys can use your EPA only needs the society of will writers

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