Focus SWW Autumn 2019 | Page 20

LAST I N G P OW E R S O F AT T O R N EY With 12.5 million people in the UK over the age of 65 and just under 1 million Lasting Powers of Attorney registered with the Court of Protection, it’s hard to believe that despite the number of people being affected by dementia or some other illness which affects their capacity, measures aren’t being put in place to protect loved ones. A Lasting Power of Attorney is a legal document which allows a person (called the donor) to appoint someone they know and trust to make decisions on their behalf should they become unable to do so in the future. This person is called an attorney. Attorneys must always act in the best interest of the donor. There are 2 types of LPA:- • Health and Welfare • Property and Financial Affairs Let’s look at what each LPA can do and what decisions it covers: Health and Welfare • Day to day decisions such as exercise, dietary requirements • Medical care • Life sustaining treatment • Relocation into a care home or sheltered accommodation Property and Financial Affairs • Managing bank accounts • Paying bills • Collecting income and benefits • Making decisions with regards to the home • Selling the home • Managing investments A Health and Welfare LPA can only be used once it has been registered with the Office of Public Guardian (OPG) and when the donor loses mental capacity. A Property and Financial Affairs LPA can be used as soon as it is registered with the OPG. The donor can restrict the rights the attorneys have under the “instructions” section of the LPA form. 18 the society of will writers