FOCUS March 2018 | Page 9

RBA Meet Up in London! Retail bankers across London gathered at the Royal Horseguards Hotel to discuss the future of retail banking in their country. With the Bank of England’s UK financial stability report focusing on increased UK household indebtedness just a few months prior, and Brexit discussions still under way, there has never been a better time to discuss the role of education in retail banking. Guest speaker Nick Ogden (Executive Chairman, ClearBank) explained in his address – “Getting a certification in retail banking is your passport” – and that when setting up ClearBank, even his own credentials were reviewed in the proposal, with no guarantee of him securing the role despite playing a key role in setting up the bank. Quite simply, he said, “If you are not approved, you don’t get the job”, a sentiment he wholeheartedly agrees with and exhibits when enrolling all Clearbank employees onto the Certified Retail Banker programme. As the first new clearing bank in the UK in 250 years, ClearBank has set a precedent, building professional training and development into its strategy to meet the demands of an ever-changing industry. RBA Chairman Michael Lafferty then opened the floor to questions from attendees and there was a group discussion on the prospect of paperless and cardless banking in the future. With some interesting insights and the anticipation of possibility in their stride, our attendees left the Royal Horseguards Hotel with a greater determination to act in the best interests of their customers.