How It Works :
Using a Mortgage © FIVE Professional STAR PROFESSIONAL © FIVE STAR PROFESSIONAL
Few people have the funds to buy a property information is crucial . In fact , Jerry Pounds , of Guaranteed bogged down in paperwork and other complications . outright , but getting a mortgage is often not a Rate , attributes his own long-term career success and
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particularly straightforward process
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either . There his clients ’ satisfaction
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to “ Always putting the customer 4 . Get Pre-Qualified can be a lot of shopping around to do , a lot of paperwork Applying for a mortgage can sometimes feel a bit involved and no small amount of stress throughout the similar to applying for a demanding job . However , process as well . If you ’ re looking into buying a property , the right guidance early on can ensure that you don ’ t whether it ’ s your first house , a weekend cottage or spend a lot of energy spinning your wheels . The best
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purely
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an investment property , you ’
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ll need to get the
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mortgage situation will match your requirements most suitable funding available , so your relationship to the mortgage options you ’ re eligible for quickly , with your mortgage professional will be key . saving you a great deal of stress in the process . to start climbing up the
1 . Get the Right Deal
Since taking out a mortgage may be the single largest financial commitment you ’ ve ever made , it ’ s imperative that you feel good about the deal you ’ re
With a little professional help , you ’ ll be in a far better position
property ladder .
5 . Save Time
Talking to a mortgage professional early in your home search can save you a ton of time . They often help potential home purchasers understand what
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getting and the person you ’ re working with . In highly first and educating the consumer about the process .” their limitations , needs and to-dos are . For example , developed mortgage markets , there are many options Mortgage professionals work with you to help you those with poor credit ratings might find themselves available designed to suit different situations . There understand your own situation , your options and your with few options However , a little education can
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are
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interest rates , fixed-rate periods
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, repayment requirements .
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help the consumer reset his or her expectations obligations and maturity lengths and much more to or timeline and eventually achieve their goal of think about . Consumers need to be educated on their 3 . Reduce Paperwork purchasing a property . Since time is money , you ’ ll also options , know the market and know what they are When purchasing a home , there will definitely be a lot be in a position to choose the best property for your looking for in a property . of legal paperwork . As such , finding the right partner requirements . With the right mortgage professional , in the mortgage industry to work with can free up time
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2 . Gather
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Information
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all you need to do is attend the occasional meeting to for you . You can actually dedicate your time to finding discuss your needs , sign a handful of documents , and the perfect property to purchase rather than getting
When it comes to saving money , getting the right the rest is up to them .
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Five Star Professional is proud to announce our 2016 list of outstanding mortgage
Five
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Star Mortgage
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Professionals
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professionals in the Pittsburgh area . Over the course of six weeks in 2016 , we researched Pittsburgh-area professionals — collecting survey data from recent homebuyers in the area and peers in the marketplace . Through that research process ( and with more than 10 years of experience identifying outstanding home professionals in more than 40 markets across the United States ), we are happy to recognize a group of Pittsburgh mortgage professionals who provide exceptional
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service
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and overall client satisfaction
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.
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The Five Star Professional research team contacted clients , peers and industry experts , and asked if they had experience working with a mortgage professional . Those who participated in the research provided the name of a mortgage professional and rated those individuals on criteria such as overall satisfaction and whether they would recommend him or her to a friend .
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Determination
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Award Winners
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Research Disclosures
Professionals who satisfied each of the following criteria were named a 2016 • Five Star Professional surveyed more than 2,900 Pittsburgh homeowners . Pittsburgh Five Star Mortgage Professional :
• The final list of 2016 Pittsburgh Five Star Mortgage Professionals is a select group ,
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Evaluation
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Criteria
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representing less than 2 percent of mortgage professionals in the area .
1 . Received a qualifying client satisfaction or peer rating .
• Mortgage professionals do not pay a fee to be included in the research or on the final list .
Eligibility Criteria
• Each mortgage professional is screened against state governing bodies to verify
2 . Satisfied the applicable state licensing requirements .
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that licenses are current , and no disciplinary actions are pending . Safeguards are 3 . Actively employed as a licensed professional for a minimum of three years . built into the review process to reduce the ability to influence the final lists on the basis of company affiliation . 4 . Favorable regulatory and complaint history review .
• The inclusion of a mortgage professional on the lists of Five Star award winners 5 . Satisfied minimum client volume or production on a one-year and should not be construed as an endorsement by Five Star Professional or the three-year basis ( number and volume of transactions or number of client
Pittsburgh Post-Gazette .
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households served ).
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• For more information on the Five Star award and the research / selection methodology , go to www . fivestarprofessional . com .
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