FIRST-TIME BUYERS GUIDE | Page 41

GENERAL
Picture ID and SSN # Application Fee payment Address History for past two years , including landlord information if applicable
INCOME
Employment History for the past two years , including company name , address and length of employment
Copies Of Most Recent Pay Stubs And W-2 Forms ( some lenders may require up to two years of documentation )
Verification of Other Income ( social security , child support , etc .)
Self-employed copies of signed tax returns and a signed profit and loss statement for the current year
Retired signed tax returns for the past two years Rental Property Income copies of all lease agreements
ASSETS
Checking And Saving Account Statements for the past three months Most Recent Investment / Retirement Account Statements List Of All Household Items And Value Title Documents for all cars , boats or motorcycles Life Insurance Policy Information and verification from carrier of face amount , premium and cash value
CREDITORS
Credit Cards account numbers , monthly payments and current balances Installment Loans account numbers , monthly payments and current balances Mortgage Loans property address , lender name , address and account number , monthly payment and balance owed for all properties presently owned or sold ( if sold , include proof of sale ) within the last two years Childcare / Child Support name , address and phone number ( s )
OTHER
Bankruptcy discharge paperwork and schedule of creditors Adverse Credit letter ( s ) of explanation Divorce divorce decree , property settlements , quitclaim deeds , etc . Veteran Certificate of Eligibility and Form DD214 Retired retirement and / or Social Security Award letter