Financial Institutions Newsletter FI-News-2018-Q4 | Page 3

NEWS and ANNOUNCEMENTS  Updated Standards of Conduct Quickcard The Securities America Financial Institutions Standards of Conduct Quickcard for Unlicensed Employees is a quick reference for employees who work in your bank or credit union. It lists the actions employees can and cannot do in regard to your investment program. The card also plainly states what customers/members must understand about the services you provide and the requirements for the financial institution. You can download the quickcard on Business Center or request printed copies by contacting Haley Gould.  Holiday Hours In observation of the upcoming holidays, Securities America’s home office will be closed Christmas Day, Tuesday, Dec. 25 and New Year’s Day, Tuesday, Jan. 1.  Securities America’s Staples Discount Now Available to Advisors Staples Business Advantage is Securities America’s preferred vendor for all the essentials you need to run your office. Say goodbye to shopping around. You’ll always get the lowest overall delivered price — which means you’ll have more time to grow and focus on your business. You’ll find access to office products, cleaning supplies, coffee, snacks, technology, furniture, low negotiated pricing, easy online ordering and fast, free, next business day delivery. Register for your account today. Make ONE Referral and Earn TWICE the Cash... Do you know a full-time financial advisor specializing in financial planning, asset management or insurance with at least three years of experience? Do they have a Series 7 license and at least $150,000 in annual GDC or gross asset management fees? Then you could earn a cash bonus for simply referring them to Securities America. Don’t wait to make a referral. For a limited time, we’re doubling our standard referral bonuses. BONUS 1: You’ll receive 1.5% of trailing 12-month GDC – TWICE our standard referral bonus – when your referred representative becomes effective with Securities America. BONUS 2: You’ll receive 1.5% of actual GDC if, after 12 months, your referral is in good standing with Securities America and has $150,000 or more in GDC or gross asset management fees. Make Your Referral Here! This is a limited time only offer. Securities America Financial Corporation. All Rights Reserved. For Broker Dealer Use Only. 4 th QUARTER 2018 | Financial Institutions Newsletter 2