FIN 571 TUTOR Career Path Begins/fin571tutor.com FIN 571 TUTOR Career Path Begins/fin571tutor.com | Page 28

11.Marcie's Mercantile wants to maintain its current dividend policy, which is a payout ratio of 35 percent. The firm does not want to increase its equity financing but is willing to maintain its current debt-equity ratio. Given these requirements, the maximum rate at which Marcie's can grow is equal to: 12.The sustainable growth rate will be equivalent to the internal growth rate when, and only when,: 13.The minimum level of inventory that a firm wants to keep on hand at all times is referred to as: 14.The operating cycle can be decreased by: 15.The cash cycle is defined as the time between: 16.Selling goods and services on credit is: 17.The three components of credit policy are: 18.Given a fixed level of sales and a constant profit margin, an increase in the accounts payable period can result from: 19.On September 1, a firm grants credit with terms of 2/10 net 30. The creditor: 20.The credit period begins on the: 21.When credit is granted to another firm this gives rise to a(n): 22.Since the credit decision usually includes riskier customers, the decision should adjust for this by: 23.Jordan and Sons has an inventory period of 48.6 days, an accounts payable period of 36.2 days, and an accounts receivable period of 29.3 days. Management is considering offering a 5 percent discount if its credit customers pay for their purchases within 10 days. This discount is expected to reduce the receivables period by 17 days. If the discount is offered, the operating cycle will decrease from ___ days to ___ days. 24.Brown’s Market currently has an operating cycle of 76.8 days. It is planning some operational changes that are expected to decrease the accounts receivable period by 2.8 days and decrease the inventory period by 3.1 days. The accounts payable turnover rate is expected to increase from 9 to 11.5 times per year. If all of these changes are adopted, what will be the firm's new operating cycle? 25.On average, D & M sells its inventory in 37 days, collects on its receivables in 3.4 days, and takes 35 days to pay for its purchases. What is the length of the firm’s operating cycle? 26.A firm has an inventory turnover rate of 15.7, a receivables turnover rate of 20.2, and a payables turnover rate of 14.6. How long is the cash cycle? ----------------------------------------------------------------------------------------------- FIN 571 Week 3 DQ 1